Behind on Your Mortgage? Private Financing | Michael Daniel Investments Call Now
Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING (818) 937-9987
California · Private Lender

Behind on Payments?
You May Have Options.

Behind on payments or received a Notice of Default? Timelines matter. MDI funds directly, with direct access to investors, private banks, and institutional capital nationwide, so one lender’s criteria don’t decide your outcome.

Decades of experience
$100M+ funded
nationwide capital access
Same-day review available
See If You Qualify
No obligation. We respond within 24 hours.

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Why MDI

A Private Lender, Not a Runaround

Fast Review
We can review your equity position and situation quickly, often same-day, so you know where you stand.
Nationwide Capital Access
If our own capital isn’t the right fit, we place your file with a lender built for it.
Confidential
Every inquiry is handled privately. Your situation stays between you and us.
Decades
Of Private Lending
$100M+
Funded
Nationwide
Capital Access
$50K–$100M
Loan Range

The Numbers

Rates & Terms

California
  • First position — 10.5% to 11.5%
  • Second position — 12.99% to 14.00%
  • Bail-out — 16%, six-month term
  • Up to 65% LTV
Outside California
  • Case by case, typically up to 55% LTV
Funding — 3 to 14 days* · FLAGGED — “Business purpose only” omitted here: this product is scoped out of business-purpose classification (see Terms of Use §3) PLACEHOLDER — Origination points PLACEHOLDER — 1st/2nd position term length PLACEHOLDER — Confirmed min/max loan amount

*Funding window, not a guarantee of timing. Actual closing depends on the specific file. Outcomes vary and aren’t guaranteed.

Straight Answers

Questions People Ask Us

Do you check credit?

Yes. Credit history is one factor alongside your equity position, the property’s condition, and the exit strategy. Equity carries more weight here than at a bank, but any lender telling you credit is irrelevant is not being straight with you.

What are your rates and fees?

They vary by product and situation, and they’re disclosed in writing before any commitment. Private money costs more than a bank loan. That’s the trade for speed and flexibility. We’ll show you the real numbers before you decide anything.

What if I don’t qualify?

We’ll tell you quickly, and where we can we’ll point you toward what would actually help. If you’re facing foreclosure, free counseling is available from a HUD-approved housing counselor at hud.gov/findacounselor or (888) 995-HOPE.

The Process

What Happens Next

1
Tell us the situation
Property, roughly what’s owed, and what’s going on. A short conversation, and it costs nothing.
2
We review the equity
We look at your equity position and what structures could work, including whether borrowing is even the right move.
3
Options in writing
The realistic paths with real numbers, so you can decide. No pressure, and no obligation to move forward.
Michael Daniel Investments

Time Matters Here.

A short conversation costs nothing and may open options you didn’t know you had.

Start the Conversation → or call (818) 937-9987
Time Is Often the Deciding Factor.
Call now for a same-day review of your options.
(818) 937-9987

Locations: California, Nationwide

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203

California Department of Real Estate DRE# 02037255 and NMLS# 233991.