Southern California & Nationwide
One lender has one box. We work with 25+. Michael Daniel Investments funds loans directly and places deals across a nationwide network of lenders — so a decline from one is the start of the search, not the end of it.
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Business-purpose loans only. Loan proceeds may not be used for personal, family, or household purposes. A signed business-purpose statement is required at closing.
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We help California property owners access equity for business or investment purposes when conventional lenders won’t move.
See Homeowner Solutions → For Investors · NationwideBridge loans, fix-and-flip financing, and creative deal structures for investors who need speed and flexibility.
See Investor Financing →Why Michael Daniel Investments
We’re not a bank, and we don’t think like one. Michael Daniel Investments is a private lending and custom financing company run by a seasoned private lender with an decades of private lending experience and decades of hands-on deal experience.
We evaluate every situation with proprietary underwriting — pulling real comps, modeling costs, and structuring solutions that make sense for both sides. We give straight answers and move quickly.
Ready to Talk? We Respond Fast.
Free consultation. No obligation. Straight answers.
What We Offer
Our core product. Access equity for a business or investment purpose without refinancing or disturbing your existing first mortgage.
ARV-based acquisition and rehab capital with draw schedules built around the actual renovation timeline.
Ground-up construction financing with staged draws tied to completed work and inspection milestones.
Financing on raw and entitled land, where conventional lenders rarely participate.
Acquisition, bridge, and repositioning capital on commercial and mixed-use assets.
Capital for accessory dwelling unit construction, one of the more direct ways to add value and income to a California parcel.
Rental property financing qualified on the property’s cash flow rather than personal income documentation.
Short-term capital that covers the gap until longer-term financing or a sale closes.
Custom terms, interest reserves, and structures built around the deal when standard products don’t fit.
Disclosures
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203
Loans are originated by Alex Nelson, NMLS #233991, of 1st Point Lending, Inc., NMLS #151392. Michael Daniel Investments, Inc. is a separate entity and is not itself a licensed mortgage loan originator.
MDI makes business-purpose loans secured by real estate. These are not consumer credit transactions and are not subject to consumer lending protections. Loan amounts from $50,000 to $100,000,000. Maximum loan-to-value 65% in California.
Rates, points, and fees vary by loan product and borrower circumstances, and are disclosed in writing prior to any commitment. All loans subject to underwriting approval. Credit history, equity position, property condition, and exit strategy are all considered. Not all applicants will qualify.
Currently lending in California. Investor lending available in additional states.
MDI funds loans directly and arranges financing through a network of third-party lenders. MDI is not a bank, foreclosure consultant, loan modification service, credit repair organization, or housing counseling agency.