Southern California & Nationwide
Whether you’re a homeowner facing foreclosure or need cash fast, or a real estate investor looking for bridge capital — Michael Daniel Investments structures the deal banks can’t.
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Business-purpose loans only. Loan proceeds may not be used for personal, family, or household purposes. A signed business-purpose statement is required at closing.
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We help California property owners access equity for business or investment purposes when conventional lenders won’t move.
See Homeowner Solutions → For Investors · NationwideBridge loans, fix-and-flip financing, and creative deal structures for investors who need speed and flexibility.
See Investor Financing →Why Michael Daniel Investments
We’re not a bank, and we don’t think like one. Michael Daniel Investments is a private lending and custom financing company run by a seasoned private lender with an decades of private lending experience and decades of hands-on deal experience.
We evaluate every situation with proprietary underwriting — pulling real comps, modeling costs, and structuring solutions that make sense for both sides. We give straight answers and move quickly.
Ready to Talk? We Respond Fast.
Free consultation. No obligation. Straight answers.
What We Offer
Access your equity without disturbing your first mortgage. Fast private 2nd mortgage financing when banks say no.
Short-term capital to bridge a gap — for homeowners needing time or investors who need to move fast.
Depending on equity and situation, may resolve arrears or reinstate a loan for Southern California borrowers under financial pressure.
Flexible payment schedules, interest reserves, and hybrid loan structures for borrowers outside conventional lending criteria.
Rental property financing qualified on the property’s cash flow rather than personal income documentation. Built for investors holding or scaling a portfolio.
ARV-based acquisition and rehab financing for real estate investors. We underwrite deals the way you do.
Fast capital for off-market, probate, or auction acquisitions where closing speed determines whether an investor wins the deal.
Have the deal, need the capital? We structure joint ventures and equity partnerships on the right opportunities.
Disclosures
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203
Loans are originated by Alex Nelson, NMLS #233991, of 1st Point Lending, Inc., NMLS #151392. Michael Daniel Investments, Inc. is a separate entity and is not itself a licensed mortgage loan originator.
MDI makes business-purpose loans secured by real estate. These are not consumer credit transactions and are not subject to consumer lending protections. Loan amounts from $50,000 to $100,000,000. Maximum loan-to-value 65% in California.
Rates, points, and fees vary by loan product and borrower circumstances, and are disclosed in writing prior to any commitment. All loans subject to underwriting approval. Credit history, equity position, property condition, and exit strategy are all considered. Not all applicants will qualify.
Currently lending in California. Investor lending available in additional states.
MDI is a private lender. MDI is not a bank, mortgage broker, foreclosure consultant, loan modification service, credit repair organization, or housing counseling agency.