Glendale, California · Lending Nationwide
Private & Hard Money Lender
in Glendale, California.
Fix-and-flip, bridge, ground-up construction, ADU, DSCR rental and land loans for real estate investors, including first-time investors, plus business-purpose cash-out 2nds for property owners. Underwritten and decided in-house, backed by capital sources nationwide.
Call Us Now: See If You Qualify (818) 937-9987See If You Qualify
No obligation. A real person will follow up.
Prefer to talk now?
(818) 937-9987By submitting this form you agree to be contacted by phone, text message, or email regarding your inquiry. Message and data rates may apply. Consent is not a condition of obtaining a loan. See our Privacy Policy.
What We Offer
Financing Solutions
for Every Situation
ARV-based acquisition and rehab capital with draw schedules built around the actual renovation timeline.
Our core product. Access equity for a business or investment purpose without refinancing or disturbing your existing first mortgage.
Ground-up construction financing with staged draws tied to completed work and inspection milestones.
Financing on raw and entitled land, where conventional lenders rarely participate.
Financing for ground-up development projects, from entitlement-stage capital through vertical construction.
Acquisition, bridge, and repositioning capital across residential and commercial assets alike.
Capital for accessory dwelling unit construction, one of the more direct ways to add value and income to a California parcel.
Rental property financing qualified on the property’s cash flow rather than personal income documentation.
Short-term capital that covers the gap until longer-term financing or a sale closes.
A home equity line of credit secured by your property, giving you revolving access to your equity on your own terms.
Short-term, equity-based loans for investors with a property that has significant equity and needs to pay off a senior loan, tax lien, or pending default. Business-purpose loans only, subject to underwriting approval.
Not looking for financing? We also buy properties outright, as-is, with no repairs and no commissions.
Put It to Work.
Business-purpose cash-out 2nd mortgages for property owners, on the home you live in or an investment property. Or sell to us for cash.
See Homeowner Solutions → For Investors · NationwideReal Estate Investors.
Fix-and-flip, bridge, construction, DSCR and land financing built around your deal, for experienced and first-time investors.
See Investor Financing →
Why Michael Daniel Investments
An Operator Who
Knows the Numbers
We’re not a bank, and we don’t think like one. Michael Daniel Investments is a private lending and custom financing company run by a seasoned private lender with 15+ years of private lending experience and hands-on deal experience.
We evaluate every situation with proprietary underwriting, pulling real comps, modeling costs, and structuring solutions that make sense for both sides. We give straight answers.
Why This, Not a Broker Down the Street
Private Lending Has a Trust Problem.
We Built Around It.
Hard money has a reputation, and it’s not always a good one — slow-walked decisions, terms that shift after you’ve committed, brokers who disappear once the file gets hard. That reputation exists because it’s earned, industry-wide. Here’s how we operate differently.
Our team underwrites your file and gives you the answer. You talk to the people doing the work.
If a deal doesn’t fit, we say so and tell you why, rather than leaving a file open for weeks while you wait.
Every deal gets underwritten by someone who has done this for more than 15 years, not run through a generic checklist.
Straight Answers
Common Questions
What is a hard money loan?
A hard money loan is a short-term loan secured by real estate. Approval depends mainly on the property’s value and your plan for it. Investors use these loans for flips, construction and purchases where a bank is too slow or too rigid.
Where do you lend?
We’re based in Glendale, California, and lend nationwide. Contact us to confirm your property’s location.
Do you lend to first-time investors?
Yes. We review the property, the project and your plan, the same as we would for an experienced investor.
What do I need to send?
The property address, purchase price or value, any renovation or construction budget, the estimated after-repair value, the loan amount you need and your exit plan.
How fast can you close?
It depends on title condition and how quickly documentation comes together. Private lending is generally much faster than conventional financing, but we won’t name a number of days before seeing the file. Tell us your deadline and we’ll tell you honestly whether it’s realistic.
Are your loans business-purpose only?
Yes. Every loan has to be for a business or investment purpose, and all loans are subject to underwriting approval.
Ready to Talk?
No cost to apply. No obligation. Straight answers.
Locations: California, Nationwide
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203
California Department of Real Estate DRE# 02037255 and NMLS# 233991.