Private Construction Loans | Ground-Up Financing | Michael Daniel Investments Call Now

Nationwide · Construction Financing

Build It.
We’ll Fund the Draws.

Ground-up construction capital with a draw schedule tied to completed work and inspection milestones, structured around how a build actually progresses, not a generic disbursement calendar.

✓ Ground-up

✓ Staged draws

✓ Inspection-tied

✓ nationwide capital access

Submit Your Project

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Why MDI

Draws That Track the Build

Staged Disbursement

Funds release against completed work and inspections, so capital tracks progress instead of sitting idle.

We Read Budgets

Hard costs, soft costs, contingency, and timeline get underwritten the way a builder would present them.

Nationwide Capital Access

If our own capital isn’t the right structure for the project, we route it to a lender built for construction.

Decades

Of Private Lending

$100M+

Funded

Nationwide

Capital Access

$50K–$100M

Loan Range

The Numbers

Rates & Terms

California

First position — 10.5% to 11.5%
Second position — 12.99% to 14.00%
Bail-out — 16%, six-month term
Up to 65% LTV

Outside California

Case by case, typically up to 55% LTV

Funding — 3 to 14 days* · FLAGGED — “Business purpose only” omitted here: this product is scoped out of business-purpose classification (see Terms of Use §3) PLACEHOLDER — Origination points PLACEHOLDER — 1st/2nd position term length PLACEHOLDER — Confirmed min/max loan amount

*Funding window, not a guarantee of timing. Actual closing depends on the specific file. Outcomes vary and aren’t guaranteed.

Straight Answers

Questions Builders Ask

What are your rates?

Rates, points, and fees vary by product, property, and borrower, and are disclosed in writing before any commitment. We don’t publish a rate sheet because a number without the context of a specific deal would be misleading, and any lender quoting you one before seeing the file is guessing.

How fast can you close?

It depends on title condition and how quickly documentation comes together. Private lending is generally much faster than conventional financing, but we won’t name a number of days before seeing the file. Tell us your deadline and we’ll tell you honestly whether it’s realistic.

Do you check credit?

Yes. Credit is one factor among several. Equity position, property condition, and exit strategy carry significant weight alongside it. We weigh the asset more heavily than a bank would, but we don’t ignore credit and we won’t claim otherwise.

What if my deal doesn’t fit your box?

Then we look at the other capital partners in our network. Different partners have different appetites and thresholds, so a file that doesn’t work with our capital often works with someone else’s. If nothing fits, we’ll say so quickly rather than leaving you waiting.

The Process

How a Deal Moves

Send the deal

Property, purchase price, rehab or business plan, and your timeline. Enough to underwrite, not a full package.

We review and route

We check it against our own capital first, then against the lenders in our network whose terms fit the structure.

Straight answer

Yes, no, or exactly what we’d need to get there. No file left open for weeks without a reason.

Have a Project?

Send the plans and budget and we’ll schedule a call.

Start the Conversation → or call (818) 937-9987

Have a Project? Let’s Talk.

Submit the plans and budget and we’ll schedule a call.

(818) 937-9987

Locations: California, Nationwide

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203

California Department of Real Estate DRE# 02037255 and NMLS# 233991.

Build It.We’ll Fund the Draws.