Tax Lien & Judgment Payoff Loans | California | Michael Daniel Investments Call Now

California · Lien & Judgment Payoff

Clear the Lien.
Keep the Property.

A recorded tax lien or judgment clouds title and blocks most conventional financing. We lend against the equity to pay it off, so the property is clear and financeable again.

✓ Tax liens

✓ Judgments

✓ HOA & mechanics liens

✓ Equity-based

Check Your Options

No obligation. We respond within 24 hours.

First Name *

Phone *

What kind of lien? *

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What We Pay Off

Liens That Block a Sale or Refinance

Property Tax Liens

Delinquent county property taxes accrue penalties and eventually lead to a tax sale. Paying them off stops the clock on that process.

Judgments & IRS Liens

A recorded abstract of judgment or federal tax lien attaches to the property and has to be resolved before most sales or refinances can close.

HOA & Mechanics Liens

Association assessments and contractor liens are smaller but sit on title the same way, and can block a transaction until cleared.

Decades

Of Private Lending

$100M+

Funded

Nationwide

Capital Access

$50K–$100M

Loan Range

The Numbers

Rates & Terms

California

First position — 10.5% to 11.5%
Second position — 12.99% to 14.00%
Bail-out — 16%, six-month term
Up to 65% LTV

Outside California

Case by case, typically up to 55% LTV

Funding — 3 to 14 days* · FLAGGED — “Business purpose only” omitted here: this product is scoped out of business-purpose classification (see Terms of Use §3) PLACEHOLDER — Origination points PLACEHOLDER — 1st/2nd position term length PLACEHOLDER — Confirmed min/max loan amount

*Funding window, not a guarantee of timing. Actual closing depends on the specific file. Outcomes vary and aren’t guaranteed.

Straight Answers

Questions People Ask Us

Do you check credit?

Yes. Credit history is one factor alongside your equity position, the property’s condition, and the exit strategy. Equity carries more weight here than at a bank, but any lender telling you credit is irrelevant is not being straight with you.

What are your rates and fees?

They vary by product and situation, and they’re disclosed in writing before any commitment. Private money costs more than a bank loan. That’s the trade for speed and flexibility. We’ll show you the real numbers before you decide anything.

What if I don’t qualify?

We’ll tell you quickly, and where we can we’ll point you toward what would actually help. If you’re facing foreclosure, free counseling is available from a HUD-approved housing counselor at hud.gov/findacounselor or (888) 995-HOPE.

The Process

What Happens Next

Tell us the situation

Property, roughly what’s owed, and what’s going on. A short conversation, and it costs nothing.

We review the equity

We look at your equity position and what structures could work, including whether borrowing is even the right move.

Options in writing

The realistic paths with real numbers, so you can decide. No pressure, and no obligation to move forward.

Have Equity to Work With?

No cost to apply. We’ll show you the real numbers.

Start the Conversation → or call (818) 937-9987

Time Matters on Tax Liens.

Penalties accrue. Call for a same-day review.

(818) 937-9987

Locations: California, Nationwide

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203

California Department of Real Estate DRE# 02037255 and NMLS# 233991.

Clear the Lien.Keep the Property.