1. Introduction

Michael Daniel Investments (“Company,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit michaeldanielinvestments.com (the “Site”) or otherwise interact with us, including by submitting a consultation request, phone inquiry, or financing application.

By using this Site, you agree to the collection and use of information in accordance with this Policy. If you do not agree, please discontinue use of the Site.

2. Information We Collect

We may collect the following categories of information:

Information You Provide Directly

• Name, phone number, and email address
• Property address and details about your real estate or financing situation
• Information submitted through our consultation request form, including the nature of assistance needed (e.g., foreclosure, cash-out 2nd mortgage, bridge loan, investor financing)
• Any additional information you choose to provide during a phone call, email, or in-person consultation

Information Collected Automatically

• IP address, browser type, and device information
• Pages visited, time spent on the Site, and referring website
• General location information derived from IP address

3. How We Collect Information

We collect information directly from you when you fill out a form, call our office, or correspond with us by email. We also collect information automatically through cookies and similar tracking technologies as described in Section 6 below.

4. How We Use Your Information

We use the information we collect to:

• Respond to your consultation request and evaluate potential financing or real estate solutions
• Communicate with you by phone, email, or text regarding your inquiry
• Conduct underwriting, due diligence, and risk assessment related to a potential transaction
• Improve our Site, services, and customer experience
• Comply with applicable legal, regulatory, and contractual obligations
• Detect and prevent fraud or unauthorized activity

5. How We Share Information

We may share your information with:

• Service providers and partners who assist in evaluating, processing, or closing a financing or real estate transaction, such as title companies, escrow agents, appraisers, and lending partners
• Professional advisors, including attorneys and accountants, where necessary to facilitate a transaction
• Government or regulatory authorities when required by law, subpoena, or legal process
• Successors in the event of a merger, acquisition, or sale of business assets

We require any third party with whom we share personal information to handle it consistent with this Policy and applicable law.

6. Cookies & Tracking Technologies

This Site may use cookies and similar tracking technologies to improve functionality and analyze Site traffic. You can control or disable cookies through your browser settings; however, doing so may affect certain features of the Site.

7. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

8. Data Retention

We retain personal information for as long as necessary to fulfill the purposes outlined in this Policy, including any consultation or transaction history, unless a longer retention period is required by law or applicable regulatory or recordkeeping obligations related to lending activity.

9. Your California Privacy Rights (CCPA)

If you are a California resident, you have certain rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), including the right to:

To exercise any of these rights, please contact us using the information in Section 14. We may need to verify your identity before processing your request.

10. Your Choices & Opt-Out

You may opt out of receiving promotional communications from us at any time by contacting us directly at (818) 937-9987 or by emailing us at the address listed below. Please note that even if you opt out of promotional communications, we may still contact you regarding an active inquiry or transaction.

11. Children’s Privacy

This Site is not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If we become aware that we have inadvertently collected personal information from a minor, we will take steps to delete such information promptly.

12. Third-Party Websites

This Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party site you visit.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. The “Last Updated” date at the top of this Policy indicates when it was most recently revised. Your continued use of the Site after changes are posted constitutes acceptance of the updated Policy.

14. Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

Michael Daniel Investments
Phone: (818) 937-9987
Email: [Insert Email Address]
Address: [Insert Business Address]