Private Home Equity Lending | California | Michael Daniel Investments Call Now
California Homeowner Financing Specialist (818) 937-9987
Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987

California Homeowner Solutions

Equity in Your Home.
More Options Than You Think.

Whether you need to access equity, resolve a lien, fund an ADU, or you’re not sure what your best move is, MDI funds loans directly, with direct access to investors, private banks, and institutional capital nationwide, and can help you sell instead if that turns out to be the better path.

✓ No obligation · No cost to apply
✓ Fast response
✓ 100% confidential
✓ Nationwide capital access

We Can Help If You’re…

  • ✓Behind on mortgage payments or received a Notice of Default
  • ✓Facing a foreclosure timeline and want to understand your options
  • ✓Need capital for a business or investment purpose and banks won’t move
  • ✓Going through divorce, probate, or a major life change
  • ✓Dealing with tax liens, judgments, or title issues
  • ✓Inherited property owner who needs to access equity
See If You Qualify →

Free · No commitment · Confidential

⏱ Timelines matter when you are behind on payments. Call for a same-day review of your options.

(818) 937-9987

Our Solutions

Financing Built Around
Your Situation

We offer a range of financing solutions for California homeowners in major markets statewide. No two situations are the same, and we’ll find the structure that fits yours.

Cash-Out 2nd Mortgage

Access the equity in your home without touching your first mortgage. We provide private, business-purpose 2nd mortgage financing for property owners who need liquidity fast, when banks won’t move.

Keep your 1st mortgage Fast funding Flexible terms Equity-based

Bridge Loans

Short-term financing to bridge a financial gap, whether you’re waiting to sell, buying time before a refinance, or need to stabilize your situation while protecting your home.

Short-term Quick close No prepayment penalty

Bail-Out Loans

Designed for homeowners under financial pressure. Depending on your equity and situation, a bail-out loan may resolve arrears, reinstate your loan, or satisfy outstanding liens. Outcomes vary by situation and are never guaranteed.

Arrears & liens Fast approvalEquity-based

HELOC

A home equity line of credit secured by your property. Draw on your equity as you need it, rather than taking a lump sum all at once.

Flexible terms Interest reserves Custom schedules
See If You Qualify → or (818) 937-9987

Who We Help

Real Situations.
Real Solutions.

Pre-Foreclosure

If you have received a Notice of Default, timelines matter. We can review your equity position quickly and tell you whether private financing is a realistic option for your situation.

Behind on Payments

Missed payments are piling up. We can help you access equity to catch up, restructure your debt, or find a path forward.

Divorce & Probate

Major life transitions often require quick access to equity. We work discretely and efficiently during sensitive times.

Credit Challenges

Conventional lenders declined? Equity position, property condition, and exit strategy carry significant weight in our underwriting alongside credit history.

Tax Liens & Judgments

Liens can cloud title and trigger forced sale. We can help you access cash to satisfy them and clear the path forward.

Inherited Property

Inherited a property with a mortgage or multiple heirs? We offer fast, flexible solutions for inherited situations.

Process

How It Works:
Simple. Fast. No Pressure.

01

Tell Us Your Situation

Fill out the form or call us. We ask a few questions about your property, equity, and what you need. Zero commitment.

02

We Analyze & Respond

We evaluate your situation and come back within 24 hours with clear options and numbers, no jargon.

03

Review Your Options

We walk you through structures that fit your situation. No pressure. Just clear information so you can decide.

04

Close & Move Forward

If it’s a fit, we move fast. Many situations resolve in days. You get relief and a clear path forward.

Get Started

Let’s Talk About
Your Options

No obligation. No pressure. Fill out the form and we’ll reach out within 24 hours to discuss your situation confidentially.

Your information is completely confidential. We never share your details with third parties.

Prefer to call directly?

(818) 937-9987

Mon–Sat · Same-day response on urgent situations

✓Access to capital nationwide
✓Over $100M funded in projects
✓California, major markets statewide
✓100% confidential

Business-purpose loans only.

Not sure is a normal answer. Most people don’t know which path is best until the numbers are on the table.

By submitting this form you agree to be contacted by phone, text message, or email regarding your inquiry. Message and data rates may apply. Consent is not a condition of obtaining a loan. See our Privacy Policy.

Or call us directly: (818) 937-9987

Another Path

Not Every Situation
Calls for a Loan.

Sometimes borrowing against a property isn’t the right answer. The numbers don’t work, or you’d simply rather move on. If you want to sell, we can buy directly, or help you get more out of the sale than an as-is offer would.

Sell Direct for Cash

We buy properties directly, in as-is condition, without the repairs, showings, or financing contingencies of a conventional sale. We can also structure the purchase on terms rather than all cash where that produces a better result for you.

As-is No repairs Cash or terms
Mend & Market

An as-is cash offer is fast, but it prices in every repair the buyer will have to make. With Mend & Market we fund and manage the improvements first, then list and sell the property on the open market. You carry no out-of-pocket repair cost, and the goal is a higher net to you than selling as-is. Results depend on the property and the market, and nothing is guaranteed.

No repair cost to you Listed on market

Real estate brokerage services are provided by Cameron Eaton, CA DRE #[LICENSE NUMBER], under [RESPONSIBLE BROKER NAME], CA DRE #[BROKER LICENSE NUMBER]. Selling your property is not a loan transaction. If your property has a recorded Notice of Default, additional statutory protections apply to any sale, including a written contract and a right of cancellation.

Locations: California, Nationwide

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203

California Department of Real Estate DRE# 02037255 and NMLS# 233991.

Important Notice

Michael Daniel Investments funds loans directly and arranges financing through a network of third-party lenders. We are not a foreclosure consultant, loan modification service, credit repair organization, or housing counseling agency. We do not negotiate with your existing lender on your behalf, and we do not purchase homes from owners in foreclosure.

If you are facing foreclosure, free counseling is available. You may wish to contact a HUD-approved housing counselor at hud.gov/findacounselor or call the HOPE Hotline at (888) 995-HOPE.