About Michael Daniel Investments
One Lender Has One Box.
We Access the Whole Market.
Michael Daniel Investments funds loans directly, with direct access to investors, private banks, and institutional capital nationwide, which means a borrower banks turn away still has somewhere to go. Decades of experience, over $100 million funded.
“I’ve been doing this for decades. I’ve seen every kind of distressed situation, every kind of deal. The banks have their rules; we have our judgment. And our judgment has put over $100 million to work for homeowners and investors who needed a different kind of lender.”
– Michael Petrosian, PrincipalWho We Are
A Private Lending Company
Built for Real Situations
Michael Daniel Investments, Inc. is led by Michael Petrosian, principal, a private lender with decades of experience and over $100 million in completed projects and financing. Michael is the principal contact on all lending inquiries. Loans are originated through a licensed originator; see disclosures below. MDI serves two groups that conventional finance regularly turns away: property owners under financial pressure and real estate investors who need capital that moves at deal speed.
Michael Petrosian has spent decades structuring private loans and financing real estate projects. That track record, over $100 million funded, is built on reading situations that conventional lenders reduce to a checklist. That experience means we understand the urgency of a homeowner facing foreclosure, and we understand what an investor needs to get a deal across the finish line.
Every situation we encounter is different. That’s why we don’t offer one-size-fits-all loan products. We build financing structures around the deal in front of us, not a template built around what’s easiest for the lender.
Our Approach
We Look for Yes
When Others Say No
Most lenders start with reasons to decline. We start with a different question: is there a structure, or a lender, that makes this work? Having access to investors, private banks, and institutional capital nationwide is what turns that question into something we can actually answer.
For homeowners, that means weighing equity and the specifics of the situation alongside credit and income, rather than screening on a single number. For investors, it means underwriting the deal the way an experienced operator does: realistic ARV, true rehab costs, honest exit analysis.
We give straight answers, move quickly, and follow through on every commitment we make. If we can help, we’ll tell you how. If we can’t, we’ll tell you that too, and we’ll tell you why.
What We Do
How We Put
Capital to Work
Our core product. Equity access for a business or investment purpose that leaves the existing first mortgage untouched.
ARV-based acquisition and rehab capital with draws tied to completed work.
Ground-up financing with staged draws and inspection milestones.
Raw and entitled land, where conventional lenders rarely participate.
Financing for ground-up development projects, from entitlement-stage capital through vertical construction.
Acquisition, bridge, and repositioning capital for commercial borrowers.
Capital for accessory dwelling units, a direct way to add value and income to a California parcel.
Rental financing qualified on the asset’s debt service coverage ratio, not personal income docs.
Short-term capital covering the gap until long-term financing or a sale closes.
A home equity line of credit secured by your property. Draw on your equity as you need it, rather than taking a lump sum all at once.
Fast capital to stop a foreclosure sale and stabilize a property while a longer-term plan comes together.
Capital to clear a tax lien, judgment, or payoff demand standing between you and a closing.
How We Operate
The Principles Behind
Every Decision We Make
More Than One Way In
We fund directly and provide access to investors, private banks, and institutional capital nationwide. When a deal doesn’t fit one source, that isn’t the end of the conversation. It becomes a routing question. Most borrowers only ever hear one answer because most lenders only have one box.
Straight Answers
We don’t string people along. If it’s a yes, we tell you quickly and show you how. If it’s a no, we tell you that too, and we’ll explain why. Your time matters, and so does the truth.
Speed Without Shortcuts
We move fast because the situations we work with demand it. But speed doesn’t mean cutting corners on underwriting. We’re quick because we’ve built the systems to be, not because we’re guessing.
We Perform on Our Word
If we make a commitment, to a homeowner, to an investor, to a partner, we keep it. Our reputation is built deal by deal, on doing exactly what we say we’ll do.
Confidentiality
Many of the situations we work with are sensitive. We treat every conversation with discretion. Your situation, your property, and your details stay between us.
Long-Term Thinking
We’re not here to do one transaction and disappear. We build relationships with homeowners, investors, and partners who come back to us because we delivered the first time.
Who We Serve
Two Audiences.
One Commitment.
We serve two distinct groups, and we’ve built our services, our process, and our expertise specifically around each of them.
Whether you’re behind on payments, facing foreclosure, dealing with tax liens, or going through a major life transition, we provide private lending and custom financing solutions weighted heavily toward your equity position and the specifics of your situation.
See If You Qualify → For Investors · NationwideFrom fix-and-flip acquisitions to DSCR rental financing to portfolio purchases, we provide private capital and deal structures for investors who need a partner that actually understands the deal, not just the paperwork.
See Investor Financing →The Team
Who You’ll Actually
Be Talking To
Michael founded MDI after decades investing in Southern California real estate, buying and renovating properties before he was ever the one writing the checks. That background shapes how the firm underwrites. He has been the borrower waiting on a lender, and he knows what a slow no costs on a deal with a clock running. Under his direction MDI has funded over $100 million in real estate projects and financings.
Cameron Eaton runs marketing at MDI. Eight years in real estate before this: brokerage, investment analysis, asset management. He has run revenue operations for a residential acquisitions firm and spent the years since analyzing deals and underwriting property. He holds an MBA in Real Estate and Finance from UC Irvine’s Merage School. His job here is making sure borrowers understand how MDI actually underwrites before they pick up the phone.
Ready to See What We Can Do?
No cost to apply. No obligation. We respond within 24 hours.
Business-purpose loans only.
Locations: California, Nationwide
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203
California Department of Real Estate DRE# 02037255 and NMLS# 233991.