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Irvine, CA · For Real Estate Investors

Fix and Flip Loans in Irvine
Purchase + Rehab Financing for Investors.

We finance both the purchase and the rehab on Irvine flips, sized on after-repair value, with draws that follow your actual construction schedule.

✓ Purchase + rehab
✓ ARV-based
✓ Draw schedules
✓ $50K–$5M+
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Fix and Flip Loans in Irvine

What to Know About Irvine

Irvine is almost entirely master-planned, built village by village from the 1970s onward. Nearly every neighborhood sits under at least one homeowners association, and many of the newer villages are inside Mello-Roos districts.

Flipping in Irvine usually means updating a home in one of the older villages, like Woodbridge, Northwood or Turtle Rock, where original 1970s and 1980s finishes are still common. HOA rules limit exterior changes, so most of the value comes from interiors. We fund purchase and rehab together, sized on after-repair value.

How It Works

Fix & Flip Loan Terms

ARV-Based
Sized on after-repair value, with conservative comps and a rehab budget that matches the real scope of work.
Purchase + Rehab
One loan covers the acquisition and the renovation.
Draws That Follow the Work
Rehab funds are released as work is completed, on your timeline.
10%–11.5%
Interest Rate
$50K–$5M+
Loan Amounts
Purchase + Rehab
Sized on ARV

Rates shown are the interest rate range. Points, fees and the final rate depend on the deal and are disclosed in writing before you commit.

Where We Lend

Irvine Neighborhoods

We lend throughout Irvine and the rest of Orange County, including these areas.

WoodbridgeTurtle RockNorthwoodUniversity ParkWestparkQuail HillPortola SpringsGreat Park Neighborhoods

Straight Answers

Fix and Flip Loans in Irvine: Questions

Which Irvine villages work for flips?

The older villages, like Woodbridge, Northwood and Turtle Rock, where original finishes are still common. HOA rules limit exterior changes, so value comes from the interior.

Do you lend in Irvine?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Irvine, rather than routing them through an out-of-state call center.

How is the loan sized?

On the after-repair value of the property, using conservative comps and your rehab budget. One loan covers the purchase and the renovation.

Have a Flip Lined Up in Irvine?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Irvine and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.