Fix and Flip Loans in Laguna Beach
Purchase + Rehab Financing for Investors.
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We finance both the purchase and the rehab on Laguna Beach flips, sized on after-repair value, with draws that follow your actual construction schedule.
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Fix and Flip Loans in Laguna Beach
What to Know About Laguna Beach
Laguna Beach started as an artists’ colony and still packs small cottages, hillside homes and canyon properties between the ocean and the San Joaquin Hills. Much of the city is in the coastal zone and in very high fire hazard severity zones, and only a few roads lead in and out.
Laguna flips tend to be small, older homes in North Laguna, Arch Beach Heights or the canyons, where the lot and the view are worth more than the structure. On hillside lots, drainage and deferred maintenance often cost more than the cosmetic work. Design review can reach even modest exterior changes. One loan covers purchase and rehab, based on after-repair value.
How It Works
Fix & Flip Loan Terms
Rates shown are the interest rate range. Points, fees and the final rate depend on the deal and are disclosed in writing before you commit.
Where We Lend
Laguna Beach Neighborhoods
We lend throughout Laguna Beach and the rest of Orange County, including these areas.
Straight Answers
Fix and Flip Loans in Laguna Beach: Questions
What surprises come up on Laguna Beach hillside flips?
Drainage, retaining walls and deferred maintenance on older structures are common, and they can cost more than the finishes. Budget for them before you buy. We fund purchase and rehab together.
Do you lend in Laguna Beach?
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Laguna Beach, rather than handing them to an out-of-state call center.
How is the loan sized?
On the after-repair value of the property, using conservative comps and your rehab budget. One loan covers the purchase and the renovation.
More in Laguna Beach
Fix and Flip Loans Elsewhere in Orange County
Have a Flip Lined Up in Laguna Beach?
Tell us about it and we’ll give you a straight answer.
Get Started → or call (818) 937-9987Serving Laguna Beach and Orange County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.