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Santa Ana, CA · For Real Estate Investors

Fix and Flip Loans in Santa Ana
Purchase + Rehab Financing for Investors.

We finance both the purchase and the rehab on Santa Ana flips, sized on after-repair value, with draws that follow your actual construction schedule.

✓ Purchase + rehab

✓ ARV-based

✓ Draw schedules

✓ $50K–$5M+

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Fix and Flip Loans in Santa Ana

What to Know About Santa Ana

Santa Ana is the Orange County seat and one of the oldest, densest cities in the county. Its historic core around Downtown holds Victorian and Craftsman homes, Floral Park is known for larger 1920s and 1930s period houses, and the rest of the city is mostly postwar tract housing and apartments.

Santa Ana flips cover a wide range, from a period home in Floral Park or French Park to a basic postwar house that needs everything. Pre-war houses often hide old wiring and galvanized or cast-iron plumbing. We fund the purchase and the rehab in one loan sized on after-repair value, so put those systems in the budget from day one.

How It Works

Fix & Flip Loan Terms

ARV-Based

Sized on after-repair value, with conservative comps and a rehab budget that matches the real scope of work.

Purchase + Rehab

One loan covers the acquisition and the renovation.

Draws That Follow the Work

Rehab funds are released as work is completed, on your timeline.

10%–11.5%

Interest Rate

$50K–$5M+

Loan Amounts

Purchase + Rehab

Sized on ARV

Rates shown are the interest rate range. Points, fees and the final rate depend on the deal and are disclosed in writing before you commit.

Where We Lend

Santa Ana Neighborhoods

We lend throughout Santa Ana and the rest of Orange County, including these areas.

Floral ParkFrench ParkDowntown Santa AnaWashington SquarePark SantiagoSouth Coast Metro

Straight Answers

Fix and Flip Loans in Santa Ana: Questions

What should I budget for on a 1920s Floral Park flip?

Plan for systems. Wiring, plumbing, foundation and roof work are common in homes that age, and they belong in the rehab budget up front so the loan is sized to cover them.

Do you lend in Santa Ana?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Santa Ana, rather than handing them to an out-of-state call center.

How is the loan sized?

On the after-repair value of the property, using conservative comps and your rehab budget. One loan covers the purchase and the renovation.

Have a Flip Lined Up in Santa Ana?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Santa Ana and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.

Fix and Flip Loans in Santa AnaPurchase + Rehab Financing for Investors.