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San Clemente, CA · For Real Estate Investors

Fix and Flip Loans in San Clemente
Purchase + Rehab Financing for Investors.

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We finance both the purchase and the rehab on San Clemente flips, sized on after-repair value, with draws that follow your actual construction schedule.

✓ Purchase + rehab
✓ ARV-based
✓ Draw schedules
✓ $50K–$5M+
Submit Your Deal
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Fix and Flip Loans in San Clemente

What to Know About San Clemente

San Clemente is the southernmost city in Orange County, bordered by Camp Pendleton, and its older core is known for white stucco and red tile roofs in the Spanish Colonial Revival style. Inland, Forster Ranch and Talega are newer master-planned communities, and coastal neighborhoods sit on bluffs above the beach and the rail line.

Older beach cottages and 1960s and 1970s homes close to the coast are the main San Clemente flip inventory. Coastal permitting can limit what changes on the outside, so most value comes from the interior and layout. We fund purchase and rehab together, sized on after-repair value.

How It Works

Fix & Flip Loan Terms

ARV-Based
Sized on after-repair value, with conservative comps and a rehab budget that matches the real scope of work.
Purchase + Rehab
One loan covers the acquisition and the renovation.
Draws That Follow the Work
Rehab funds are released as work is completed, on your timeline.
10%–11.5%
Interest Rate
$50K–$5M+
Loan Amounts
Purchase + Rehab
Sized on ARV

Rates shown are the interest rate range. Points, fees and the final rate depend on the deal and are disclosed in writing before you commit.

Where We Lend

San Clemente Neighborhoods

We lend throughout San Clemente and the rest of Orange County, including these areas.

Pier BowlNorth BeachShorecliffsCyprus ShoreForster RanchTalega

Straight Answers

Fix and Flip Loans in San Clemente: Questions

Can I flip a beach cottage in San Clemente?

Yes, with realistic expectations about permits. Coastal rules can limit exterior changes and additions, so the budget should focus on what you can actually do. We size the loan on after-repair value.

Do you lend in San Clemente?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including San Clemente, rather than handing them to an out-of-state call center.

How is the loan sized?

On the after-repair value of the property, using conservative comps and your rehab budget. One loan covers the purchase and the renovation.

Have a Flip Lined Up in San Clemente?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving San Clemente and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.