Call Now
Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Culver City, CA · Business-Purpose Lending

Cash-Out Second Mortgages in Culver City
Keep Your First Loan in Place.

Check Your Eligibility ↓
Call (818) 937-9987Get Started

Tap the equity in your Culver City primary residence or investment property for a business or investment purpose, without refinancing your existing first mortgage, subject to our underwriting.

✓ Keep your 1st mortgage
✓ Primary or investment property
✓ Equity-based approval
✓ $50K–$5M+
✓ Self-employed or turned down by a bank? We look at the equity first.
Check Your Eligibility
No obligation. A real person will follow up.

By submitting you agree to be contacted by phone, text, or email about your inquiry. Consent is not a condition of obtaining a loan. See our Privacy Policy.

Know Before You Call

Do You Qualify? What to Expect

Up to 65% Combined LTV
Your first mortgage plus the new 2nd can total up to 65% of the property’s appraised value in California.
$50K to $5M+
Loan amounts start at $50K.
Business or Investment Purpose Only
Proceeds go to a business or investment use, and you sign a business-purpose statement at closing.
Rates and Fees in Writing
You get the rate and fees in writing before you commit to anything.

Quick Self-Check

Is This the Right Loan for You?

This May Be a Fit If…
  • You own a home or investment property in California with real equity in it.
  • The money is going to a business, an investment property or a project.
  • You need $50K or more.
This Probably Isn’t a Fit If…
  • You need to borrow more than 65% of the property’s value, counting your first mortgage.
  • The money is for personal or household expenses.

Cash-Out Second Mortgages in Culver City

What to Know About Culver City

Culver City grew up around its film studios in the 1920s and 1930s, and the studios are still at the center of town near a busy downtown and the Metro E Line. Neighborhoods like Carlson Park and Sunkist Park are mostly bungalows and postwar homes on flat streets along Ballona Creek, while Blair Hills and Culver Crest sit on the hillsides to the east.

Culver City homes sit on some of the most valuable land in the Westside, so even modest bungalows can hold large equity. Owners with a first loan they don’t want to replace can add a second behind it for business or investment use, on a primary home or a rental. Apartments in the city fall under local rent control and tenant protection rules. Those shape how we read the income on a multi-unit property.

How It Works

Cash-Out 2nd Mortgage Terms

Your Primary Residence
Borrow against the home you live in when the money goes to a business or investment use. A signed business-purpose statement is part of closing.
Investment Property
Pull equity from a rental or other investment property and leave the first loan alone.
Keep Your First Mortgage
No need to give up a low-rate first loan just to access the equity behind it.
$50K–$5M+
Loan Amounts
2nd Position
Behind Your Existing 1st
Business Purpose
Primary or Investment Property

Rates, points and fees depend on the property and the deal and are disclosed in writing before you commit.

Where We Lend

Culver City Neighborhoods

We lend throughout Culver City and the rest of Los Angeles County, including these areas.

Downtown Culver CityCarlson ParkBlair HillsCulver CrestFox HillsSunkist ParkLindberg Park

Straight Answers

Cash-Out Second Mortgages in Culver City: Questions

My Culver City duplex is under rent control. Can I still add a second?

Yes. We review the actual rents and how the city’s rent control rules apply, and the second goes behind your existing first loan.

Do you lend in Culver City?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Culver City, rather than handing them to an out-of-state call center.

Can I borrow against my primary residence?

Yes, when the loan is for a business or investment purpose. That’s what sets us apart from many private lenders who won’t lend on an owner-occupied home. A signed business-purpose statement is required at closing, and the proceeds can’t be used for personal or household expenses.

More in Culver City

Construction Loans in Culver CityFix and Flip Loans in Culver CityLand Loans in Culver City

Cash-Out Second Mortgages Elsewhere in Los Angeles County

Santa ClaritaLong BeachGlendaleTorranceBurbankPasadenaWest CovinaDowneyHawthorneCarsonLos AngelesLancasterPalmdalePomonaEl MonteInglewoodNorwalkComptonSanta MonicaWhittierAlhambraLakewoodBellflowerRedondo BeachArcadiaDiamond BarGardenaMonterey ParkGlendora

Have Equity in Your Culver City Property?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Culver City and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.