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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Bellflower, CA · Business-Purpose Lending

Cash-Out Second Mortgages in Bellflower
Keep Your First Loan in Place.

Check Your Eligibility ↓
Call (818) 937-9987Get Started

Tap the equity in your Bellflower primary residence or investment property for a business or investment purpose, without refinancing your existing first mortgage, subject to our underwriting.

✓ Keep your 1st mortgage
✓ Primary or investment property
✓ Equity-based approval
✓ $50K–$5M+
✓ Self-employed or turned down by a bank? We look at the equity first.
Check Your Eligibility
No obligation. A real person will follow up.

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Know Before You Call

Do You Qualify? What to Expect

Up to 65% Combined LTV
Your first mortgage plus the new 2nd can total up to 65% of the property’s appraised value in California.
$50K to $5M+
Loan amounts start at $50K.
Business or Investment Purpose Only
Proceeds go to a business or investment use, and you sign a business-purpose statement at closing.
Rates and Fees in Writing
You get the rate and fees in writing before you commit to anything.

Quick Self-Check

Is This the Right Loan for You?

This May Be a Fit If…
  • You own a home or investment property in California with real equity in it.
  • The money is going to a business, an investment property or a project.
  • You need $50K or more.
This Probably Isn’t a Fit If…
  • You need to borrow more than 65% of the property’s value, counting your first mortgage.
  • The money is for personal or household expenses.

Cash-Out Second Mortgages in Bellflower

What to Know About Bellflower

Bellflower was dairy and farm country before the postwar years filled it in with small houses on deep lots. Today the city mixes single-family homes, lots with two or more units and a large number of small apartment buildings, all on flat ground in southeast LA County between the 91 and 605 Freeways.

Many Bellflower properties are deep lots carrying a front house plus one or more rear units, or small apartment buildings, and the owners have usually held them for a long time. A second mortgage taps that equity for business or investment use while your current first loan stays exactly where it is. We review each unit on the lot. Leases, rents and permit history all help us size it.

How It Works

Cash-Out 2nd Mortgage Terms

Your Primary Residence
Borrow against the home you live in when the money goes to a business or investment use. A signed business-purpose statement is part of closing.
Investment Property
Pull equity from a rental or other investment property and leave the first loan alone.
Keep Your First Mortgage
No need to give up a low-rate first loan just to access the equity behind it.
$50K–$5M+
Loan Amounts
2nd Position
Behind Your Existing 1st
Business Purpose
Primary or Investment Property

Rates, points and fees depend on the property and the deal and are disclosed in writing before you commit.

Where We Lend

Bellflower Neighborhoods

We lend throughout Bellflower and the rest of Los Angeles County, including these areas.

Downtown BellflowerSimms Park areaThompson Park areaCaruthers Park areaneighborhoods along the Bellflower Bike Trailnear the 91 and 605 interchange

Straight Answers

Cash-Out Second Mortgages in Bellflower: Questions

My Bellflower lot has three units on it. How do you value it for a second?

We look at every unit on the lot, along with the leases and permit history. Your first mortgage stays in place, and the second goes behind it for a business or investment purpose.

Do you lend in Bellflower?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Bellflower, rather than handing them to an out-of-state call center.

Can I borrow against my primary residence?

Yes, when the loan is for a business or investment purpose. That’s what sets us apart from many private lenders who won’t lend on an owner-occupied home. A signed business-purpose statement is required at closing, and the proceeds can’t be used for personal or household expenses.

More in Bellflower

Construction Loans in BellflowerFix and Flip Loans in BellflowerLand Loans in Bellflower

Cash-Out Second Mortgages Elsewhere in Los Angeles County

Santa ClaritaLong BeachGlendaleTorranceBurbankPasadenaWest CovinaDowneyHawthorneCarsonLos AngelesLancasterPalmdalePomonaEl MonteInglewoodNorwalkComptonSanta MonicaWhittierAlhambraLakewoodRedondo BeachArcadiaDiamond BarCulver CityGardenaMonterey ParkGlendora

Have Equity in Your Bellflower Property?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Bellflower and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.