Call Now
Downey, CA · For Real Estate Investors

Fix and Flip Loans in Downey
Purchase + Rehab Financing for Investors.

We finance both the purchase and the rehab on Downey flips, sized on after-repair value, with draws that follow your actual construction schedule.

✓ Purchase + rehab
✓ ARV-based
✓ Draw schedules
✓ $50K–$5M+
Submit Your Deal
No obligation. We respond within 24 hours.

By submitting you agree to be contacted by phone, text, or email about your inquiry. Consent is not a condition of obtaining a loan. See our Privacy Policy.

Fix and Flip Loans in Downey

What to Know About Downey

Downey is a largely mid-century city in southeast Los Angeles County, with ranch homes from the 1940s through the 1960s and some notably large lots in North Downey. Its aerospace history, including the space shuttle program, is still part of the city’s identity.

Downey’s flip inventory is mostly 1950s ranch homes with original systems and floor plans. On the bigger lots, adding square footage or an ADU can change the numbers considerably. We finance the purchase and rehab together, sized on after-repair value.

How It Works

Fix & Flip Loan Terms

ARV-Based
Sized on after-repair value, with conservative comps and a rehab budget that matches the real scope of work.
Purchase + Rehab
One loan covers the acquisition and the renovation.
Draws That Follow the Work
Rehab funds are released as work is completed, on your timeline.
10%–11.5%
Interest Rate
$50K–$5M+
Loan Amounts
Purchase + Rehab
Sized on ARV

Rates shown are the interest rate range. Points, fees and the final rate depend on the deal and are disclosed in writing before you commit.

Where We Lend

Downey Neighborhoods

We lend throughout Downey and the rest of Los Angeles County, including these areas.

North DowneyNortheast Downeyneighborhoods near Furman Parksouth of Firestone Boulevard

Straight Answers

Fix and Flip Loans in Downey: Questions

Are Downey flips mostly cosmetic?

Usually more than cosmetic. 1950s homes often need electrical, plumbing and roofing along with interiors. Budget for it and we’ll size the loan accordingly.

Do you lend in Downey?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Downey, rather than routing them through an out-of-state call center.

How is the loan sized?

On the after-repair value of the property, using conservative comps and your rehab budget. One loan covers the purchase and the renovation.

Have a Flip Lined Up in Downey?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Downey and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.