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Torrance, CA · For Real Estate Investors

Fix and Flip Loans in Torrance
Purchase + Rehab Financing for Investors.

We finance both the purchase and the rehab on Torrance flips, sized on after-repair value, with draws that follow your actual construction schedule.

✓ Purchase + rehab
✓ ARV-based
✓ Draw schedules
✓ $50K–$5M+
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Fix and Flip Loans in Torrance

What to Know About Torrance

Torrance was laid out as a planned industrial city in the early 1910s, and Old Torrance still reflects that original plan. Most of the city, though, filled in during the post-war boom of the 1950s and 1960s, with single-story tract homes in North Torrance, Southwood and Walteria and hillside homes in the Hollywood Riviera.

Mid-century tract homes are the core of the Torrance flip market. Many still have original electrical panels, sewer lines and floor plans, and buyers in the South Bay will pay for a well-done update. We finance purchase and rehab together, sized on after-repair value, with draws built around your schedule.

How It Works

Fix & Flip Loan Terms

ARV-Based
Sized on after-repair value, with conservative comps and a rehab budget that matches the real scope of work.
Purchase + Rehab
One loan covers the acquisition and the renovation.
Draws That Follow the Work
Rehab funds are released as work is completed, on your timeline.
10%–11.5%
Interest Rate
$50K–$5M+
Loan Amounts
Purchase + Rehab
Sized on ARV

Rates shown are the interest rate range. Points, fees and the final rate depend on the deal and are disclosed in writing before you commit.

Where We Lend

Torrance Neighborhoods

We lend throughout Torrance and the rest of Los Angeles County, including these areas.

Old TorranceWalteriaHollywood RivieraSeasideNorth TorranceSouthwood

Straight Answers

Fix and Flip Loans in Torrance: Questions

What do Torrance mid-century flips usually need?

Electrical panels, sewer lines, kitchens and baths are typical, and opening up dated floor plans adds value. We size the loan on after-repair value with draws as the work gets done.

Do you lend in Torrance?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Torrance, rather than routing them through an out-of-state call center.

How is the loan sized?

On the after-repair value of the property, using conservative comps and your rehab budget. One loan covers the purchase and the renovation.

Have a Flip Lined Up in Torrance?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Torrance and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.