Construction Loans in San Marcos
Ground-Up, ADUs and Rebuilds.
Private construction financing for San Marcos builders and investors, with draws tied to completed work and inspection milestones.
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Construction Loans in San Marcos
What to Know About San Marcos
San Marcos, home to Cal State San Marcos, has grown quickly, with master-planned neighborhoods like San Elijo Hills, the lakeside community of Lake San Marcos and larger semi-rural lots in Twin Oaks Valley.
Construction in San Marcos ranges from ADUs near the university to custom homes on larger Twin Oaks Valley lots, where septic and grading can be factors. We underwrite against approved plans and budget, with draws as each stage is completed.
How It Works
Construction Loan Terms
Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.
Where We Lend
San Marcos Neighborhoods
We lend throughout San Marcos and the rest of San Diego County, including these areas.
Straight Answers
Construction Loans in San Marcos: Questions
Do you finance custom homes in Twin Oaks Valley?
Yes. Septic and grading are often part of those sites, and we size draws to the real budget.
Do you lend in San Marcos?
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including San Marcos, rather than routing them through an out-of-state call center.
How do construction draws work?
The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.
More in San Marcos
Construction Loans Elsewhere in San Diego County
Have a Build in San Marcos?
Tell us about it and we’ll give you a straight answer.
Get Started → or call (818) 937-9987Serving San Marcos and San Diego County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.