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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Solana Beach, CA · Construction Financing

Construction Loans in Solana Beach
Ground-Up, ADUs and Rebuilds.

Private construction financing for Solana Beach builders and investors, with draws tied to completed work and inspection milestones.

✓ Ground-up & rebuilds
✓ ADUs & additions
✓ Staged draws
✓ $50K–$5M+
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Construction Loans in Solana Beach

What to Know About Solana Beach

Solana Beach is a small coastal city between Del Mar and Encinitas, with homes on ocean bluffs, the Cedros Design District near the train station, and larger lots inland around Lomas Santa Fe. Eden Gardens is one of the city’s oldest neighborhoods.

Bluff-top construction in Solana Beach involves geotechnical work, setbacks and coastal permits, and seawalls along this stretch of coast are a long-running issue. Inland projects in Lomas Santa Fe are more about larger custom homes and remodels. We fund to approved plans and build realistic permitting time into the draw schedule.

How It Works

Construction Loan Terms

Staged Draws
Funds are released as work is completed and inspected, so the loan follows the build instead of a generic schedule.
Plans and Budget First
We underwrite against your approved plans, a realistic budget and the completed value of the project.
Spec or Custom
Spec homes, custom builds, tear-down rebuilds, additions and ADUs.
$50K–$5M+
Loan Amounts
Staged Draws
Tied to Inspections
Plans + Budget
Underwritten Together

Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.

Where We Lend

Solana Beach Neighborhoods

We lend throughout Solana Beach and the rest of San Diego County, including these areas.

Lomas Santa FeEden GardensCedros Design Districtthe bluff-top neighborhoods along the coastNorth Solana Beach

Straight Answers

Construction Loans in Solana Beach: Questions

What does building on a Solana Beach bluff involve?

Geotechnical reports, setbacks and coastal permits are all part of it. We underwrite to the approved plans and allow for permitting time.

Do you lend in Solana Beach?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Solana Beach, rather than routing them through an out-of-state call center.

How do construction draws work?

The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.

More in Solana Beach

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Construction Loans Elsewhere in San Diego County

Chula VistaOceansideEscondidoCarlsbadSan MarcosEl CajonVistaSanteeLa MesaPowaySan DiegoNational CityEncinitasImperial BeachLemon GroveCoronadoDel Mar

Have a Build in Solana Beach?

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Serving Solana Beach and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.