Construction Loans in Chula Vista
Ground-Up, ADUs and Rebuilds.
Private construction financing for Chula Vista builders and investors, with draws tied to completed work and inspection milestones.
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Construction Loans in Chula Vista
What to Know About Chula Vista
Chula Vista is really two cities: older neighborhoods in western Chula Vista, closer to the bay, and the large master-planned communities of the east, including Otay Ranch and Eastlake, many of which are inside Mello-Roos districts.
New construction in Chula Vista is concentrated in the eastern master-planned areas, while the west side sees ADUs, additions and rebuilds on older lots. We underwrite against approved plans, the budget and the completed value, and fund draws as work is inspected.
How It Works
Construction Loan Terms
Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.
Where We Lend
Chula Vista Neighborhoods
We lend throughout Chula Vista and the rest of San Diego County, including these areas.
Straight Answers
Construction Loans in Chula Vista: Questions
Do you finance ADUs in western Chula Vista?
Yes, along with additions and rebuilds on older lots. We fund against approved plans with staged draws.
Do you lend in Chula Vista?
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Chula Vista, rather than routing them through an out-of-state call center.
How do construction draws work?
The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.
More in Chula Vista
Construction Loans Elsewhere in San Diego County
Have a Build in Chula Vista?
Tell us about it and we’ll give you a straight answer.
Get Started → or call (818) 937-9987Serving Chula Vista and San Diego County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.