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El Monte, CA · For Real Estate Investors

Fix and Flip Loans in El Monte
Purchase + Rehab Financing for Investors.

We finance both the purchase and the rehab on El Monte flips, sized on after-repair value, with draws that follow your actual construction schedule.

✓ Purchase + rehab
✓ ARV-based
✓ Draw schedules
✓ $50K–$5M+
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Fix and Flip Loans in El Monte

What to Know About El Monte

El Monte sits in the middle of the San Gabriel Valley between the San Gabriel and Rio Hondo rivers, with the 10 Freeway and El Monte Station running through it. Homes are mostly modest single-family houses from the 1940s through the 1960s, mixed with small apartment buildings and lots that hold more than one unit.

El Monte flips tend to be small postwar houses with dated interiors and original systems, sometimes on a lot with an old back unit. That back unit can add value if it can be permitted, or it can become a cost if it has to come down. We sort that out early. The loan covers purchase and rehab based on after-repair value.

How It Works

Fix & Flip Loan Terms

ARV-Based
Sized on after-repair value, with conservative comps and a rehab budget that matches the real scope of work.
Purchase + Rehab
One loan covers the acquisition and the renovation.
Draws That Follow the Work
Rehab funds are released as work is completed, on your timeline.
10%–11.5%
Interest Rate
$50K–$5M+
Loan Amounts
Purchase + Rehab
Sized on ARV

Rates shown are the interest rate range. Points, fees and the final rate depend on the deal and are disclosed in writing before you commit.

Where We Lend

El Monte Neighborhoods

We lend throughout El Monte and the rest of Los Angeles County, including these areas.

Downtown El MonteFlair ParkNorwood VillageArden Villageneighborhoods near San Gabriel Valley Airport

Straight Answers

Fix and Flip Loans in El Monte: Questions

The El Monte house I’m buying has an old back unit. Is that a problem?

It depends on whether it can be permitted. If it can, it may add value; if it has to come down, that is a cost. Sort it out before you close.

Do you lend in El Monte?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including El Monte, rather than routing them through an out-of-state call center.

How is the loan sized?

On the after-repair value of the property, using conservative comps and your rehab budget. One loan covers the purchase and the renovation.

Have a Flip Lined Up in El Monte?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving El Monte and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.