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Coronado, CA · Construction Financing

Construction Loans in Coronado
Ground-Up, ADUs and Rebuilds.

Private construction financing for Coronado builders and investors, with draws tied to completed work and inspection milestones.

✓ Ground-up & rebuilds
✓ ADUs & additions
✓ Staged draws
✓ $50K–$5M+
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Construction Loans in Coronado

What to Know About Coronado

Coronado sits on a peninsula across the bay from downtown San Diego, reached by the Coronado Bridge or the Silver Strand, and shares its northern end with Naval Air Station North Island. The Village is a grid of older homes on small lots, Coronado Shores is a row of high-rise condominiums on the beach, and the Coronado Cays to the south are built around private boat docks.

Rebuilding an older home in Coronado Village means working within tight lots and the city’s design review, and homes with historic designation have added rules. The whole city is in the coastal zone. We underwrite to the approved plans and the completed value, and draws follow inspected progress.

How It Works

Construction Loan Terms

Staged Draws
Funds are released as work is completed and inspected, so the loan follows the build instead of a generic schedule.
Plans and Budget First
We underwrite against your approved plans, a realistic budget and the completed value of the project.
Spec or Custom
Spec homes, custom builds, tear-down rebuilds, additions and ADUs.
$50K–$5M+
Loan Amounts
Staged Draws
Tied to Inspections
Plans + Budget
Underwritten Together

Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.

Where We Lend

Coronado Neighborhoods

We lend throughout Coronado and the rest of San Diego County, including these areas.

Coronado VillageCoronado ShoresCoronado CaysCountry Club areaOcean Boulevard areaGlorietta Bay

Straight Answers

Construction Loans in Coronado: Questions

Does design review slow down a rebuild in Coronado Village?

It adds time, especially for homes with historic designation. We build that into the draw schedule.

Do you lend in Coronado?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Coronado, rather than routing them through an out-of-state call center.

How do construction draws work?

The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.

Have a Build in Coronado?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Coronado and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.