A Private Cash-Out 2nd Mortgage,
Built Around Your Anaheim Property.
A private cash-out 2nd mortgage lets Anaheim property owners tap their equity for a business or investment purpose, without refinancing an existing first mortgage, subject to our underwriting. Headquartered in Glendale, we underwrite Orange County deals directly.
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How It Works
Equity-Based, Not Credit-Score-Gated
Who It’s For
Homeowners and Investors
Plenty of private lenders won’t touch a primary residence. We lend on the home you live in when the loan has a business purpose, and on investment property too.
The Anaheim Market
A City Built From Tourism Density and Older Tracts
Anaheim covers dense, rental-heavy zoning near the Platinum Triangle and the Disneyland Resort corridor, alongside older single-family tracts further from the resort district. That mix of unit density and housing age is part of why Anaheim carries some of the more affordable housing stock in coastal Orange County, and why a generic countywide comp doesn’t hold up well here.
We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly rather than routing them through an out-of-state call center. That means we look at your specific property and zoning, not an average pulled from a different part of the county.
Straight Answers
Questions Anaheim Homeowners Ask
Do you actually work in Anaheim, or is this a national call center?
We’re headquartered in Glendale and underwrite Orange County deals, including Anaheim, directly — we’re not routing your file through an out-of-state call center. The difference between an Anaheim Hills hillside property and a rental-zoned parcel near the resort corridor matters to how a file gets structured. When our own capital isn’t the right fit, we place the file with a partner lender in our network.
Anaheim has a mix of dense rental zoning and single-family tracts — does that matter?
Yes. Zoning and unit mix affect appraised value and how equity gets read on a specific parcel. A single-family property in Anaheim Hills and a multi-unit parcel near the resort corridor are evaluated very differently, and we look at the actual property rather than a citywide number.
What’s the catch?
There isn’t one, but there is a constraint worth being clear about: MDI makes business-purpose loans only. Proceeds have to be used for a business or investment purpose, not personal or household expenses, and a signed business-purpose statement is required at closing. If you need money for personal use, we’re not the right lender.
Do you check credit?
Yes. Credit history is one factor alongside your equity position, the property’s condition, and the exit strategy. Equity carries more weight here than at a bank, but any lender telling you credit is irrelevant is not being straight with you.
What are your rates and fees?
They vary by product and situation, and they’re disclosed in writing before any commitment. Private money costs more than a bank loan. That’s the trade for speed and flexibility. We’ll show you the real numbers before you decide anything.
What if I don’t qualify?
We’ll tell you quickly, and where we can we’ll point you toward what would actually help. If you’re facing foreclosure, free counseling is available from a HUD-approved housing counselor at hud.gov/findacounselor or (888) 995-HOPE.
The Process
What Happens Next
Have Equity in Your Anaheim Property?
No cost to apply. We’ll show you the real numbers.
Start the Conversation → or call (818) 937-9987Locations: Orange County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203
California Department of Real Estate DRE# 02037255 and NMLS# 233991.