Cash-Out Second Mortgages in Costa Mesa
Keep Your First Loan in Place.
Tap the equity in your Costa Mesa primary residence or investment property for a business or investment purpose, without refinancing your existing first mortgage, subject to our underwriting.
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Cash-Out Second Mortgages in Costa Mesa
What to Know About Costa Mesa
Costa Mesa sits just inland from Newport Beach. The Eastside is known for older homes on smaller lots that are steadily being rebuilt, Mesa Verde has mid-century homes around a golf course, and the Westside mixes residential and light industrial.
Costa Mesa values have climbed fast, especially on the Eastside, which means many owners are sitting on equity they haven’t touched. A private second accesses it for a business purpose on a primary residence, or from a rental, while the first mortgage stays in place.
How It Works
Cash-Out 2nd Mortgage Terms
Rates, points and fees depend on the property and the deal and are disclosed in writing before you commit.
Where We Lend
Costa Mesa Neighborhoods
We lend throughout Costa Mesa and the rest of Orange County, including these areas.
Straight Answers
Cash-Out Second Mortgages in Costa Mesa: Questions
My Eastside Costa Mesa home has gone up a lot. Can I use that equity?
Yes. A second mortgage accesses it for a business purpose on a primary residence, or from investment property, without a refinance.
Do you lend in Costa Mesa?
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Costa Mesa, rather than routing them through an out-of-state call center.
Can I borrow against my primary residence?
Yes, when the loan is for a business or investment purpose. That’s what sets us apart from many private lenders who won’t lend on an owner-occupied home. A signed business-purpose statement is required at closing, and the proceeds can’t be used for personal or household expenses.
More in Costa Mesa
Cash-Out Second Mortgages Elsewhere in Orange County
Have Equity in Your Costa Mesa Property?
Tell us about it and we’ll give you a straight answer.
Get Started → or call (818) 937-9987Serving Costa Mesa and Orange County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.