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Fullerton, CA · Business-Purpose Lending

Cash-Out Second Mortgages in Fullerton
Keep Your First Loan in Place.

Tap the equity in your Fullerton primary residence or investment property for a business or investment purpose, without refinancing your existing first mortgage, subject to our underwriting.

✓ Keep your 1st mortgage
✓ Primary or investment property
✓ Equity-based approval
✓ $50K–$5M+
Check Your Eligibility
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Cash-Out Second Mortgages in Fullerton

What to Know About Fullerton

Fullerton, home to Cal State Fullerton, has a historic downtown, older homes from the early and mid-twentieth century in neighborhoods like Golden Hill, and hillside homes in the north end of the city.

Fullerton owners in older homes and hillside neighborhoods often have real equity, and many have student and investment rentals near the university. A private second accesses equity for a business purpose on a primary residence, or from a rental, without a refinance.

How It Works

Cash-Out 2nd Mortgage Terms

Your Primary Residence
Borrow against the home you live in when the money goes to a business or investment use. A signed business-purpose statement is part of closing.
Investment Property
Pull equity from a rental or other investment property and leave the first loan alone.
Keep Your First Mortgage
No need to give up a low-rate first loan just to access the equity behind it.
$50K–$5M+
Loan Amounts
2nd Position
Behind Your Existing 1st
Business Purpose
Primary or Investment Property

Rates, points and fees depend on the property and the deal and are disclosed in writing before you commit.

Where We Lend

Fullerton Neighborhoods

We lend throughout Fullerton and the rest of Orange County, including these areas.

Golden HillSunny HillsDowntown FullertonFullerton Hillsneighborhoods near CSU Fullerton

Straight Answers

Cash-Out Second Mortgages in Fullerton: Questions

Can I pull equity from a rental near Cal State Fullerton?

Yes. A second mortgage leaves your first loan in place and works on student rentals as well as other investment property.

Do you lend in Fullerton?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Fullerton, rather than routing them through an out-of-state call center.

Can I borrow against my primary residence?

Yes, when the loan is for a business or investment purpose. That’s what sets us apart from many private lenders who won’t lend on an owner-occupied home. A signed business-purpose statement is required at closing, and the proceeds can’t be used for personal or household expenses.

Have Equity in Your Fullerton Property?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Fullerton and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.