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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Chula Vista, CA · Land Financing

Land Loans in Chula Vista
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Chula Vista, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Chula Vista

What to Know About Chula Vista

Chula Vista is really two cities: older neighborhoods in western Chula Vista, closer to the bay, and the large master-planned communities of the east, including Otay Ranch and Eastlake, many of which are inside Mello-Roos districts.

Remaining land in Chula Vista is mostly on the eastern edge, where entitlement status, access and utilities determine value. We lend up to 50% of appraised value on purchase or refinance, and the appraisal sets the number.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Chula Vista Neighborhoods

We lend throughout Chula Vista and the rest of San Diego County, including these areas.

Otay RanchEastlakeRolling Hills Ranchwestern Chula VistaBayfrontRancho del Rey

Straight Answers

Land Loans in Chula Vista: Questions

Do you lend on land in eastern Chula Vista?

Yes, up to 50% of appraised value. Entitlement status, access and utilities drive value.

Do you lend in Chula Vista?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Chula Vista, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Chula Vista

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Land Loans Elsewhere in San Diego County

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Have a Parcel in Chula Vista?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Chula Vista and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.