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Fullerton, CA · Construction Financing

Construction Loans in Fullerton
Ground-Up, ADUs and Rebuilds.

Private construction financing for Fullerton builders and investors, with draws tied to completed work and inspection milestones.

✓ Ground-up & rebuilds
✓ ADUs & additions
✓ Staged draws
✓ $50K–$5M+
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Construction Loans in Fullerton

What to Know About Fullerton

Fullerton, home to Cal State Fullerton, has a historic downtown, older homes from the early and mid-twentieth century in neighborhoods like Golden Hill, and hillside homes in the north end of the city.

Construction in Fullerton is mostly ADUs, additions and rebuilds of older homes, plus hillside building in the north end, where slope and grading are factors. Rental demand near the university makes ADUs especially common. We fund against approved plans with draws as work is inspected.

How It Works

Construction Loan Terms

Staged Draws
Funds are released as work is completed and inspected, so the loan follows the build instead of a generic schedule.
Plans and Budget First
We underwrite against your approved plans, a realistic budget and the completed value of the project.
Spec or Custom
Spec homes, custom builds, tear-down rebuilds, additions and ADUs.
$50K–$5M+
Loan Amounts
Staged Draws
Tied to Inspections
Plans + Budget
Underwritten Together

Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.

Where We Lend

Fullerton Neighborhoods

We lend throughout Fullerton and the rest of Orange County, including these areas.

Golden HillSunny HillsDowntown FullertonFullerton Hillsneighborhoods near CSU Fullerton

Straight Answers

Construction Loans in Fullerton: Questions

Do you finance ADUs near the university?

Yes. Rental demand near CSUF makes ADUs common, and we fund against approved plans with staged draws.

Do you lend in Fullerton?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Fullerton, rather than routing them through an out-of-state call center.

How do construction draws work?

The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.

Have a Build in Fullerton?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Fullerton and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.