Construction Loans in Costa Mesa
Ground-Up, ADUs and Rebuilds.
Private construction financing for Costa Mesa builders and investors, with draws tied to completed work and inspection milestones.
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Construction Loans in Costa Mesa
What to Know About Costa Mesa
Costa Mesa sits just inland from Newport Beach. The Eastside is known for older homes on smaller lots that are steadily being rebuilt, Mesa Verde has mid-century homes around a golf course, and the Westside mixes residential and light industrial.
Costa Mesa is one of the busier rebuild markets in Orange County: older Eastside homes are regularly torn down for new construction, and small-lot development and ADUs are common. We underwrite against the approved plans, the budget and the completed value, and fund in stages.
How It Works
Construction Loan Terms
Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.
Where We Lend
Costa Mesa Neighborhoods
We lend throughout Costa Mesa and the rest of Orange County, including these areas.
Straight Answers
Construction Loans in Costa Mesa: Questions
Do you finance Eastside Costa Mesa rebuilds?
Yes. Tear-down and rebuild is common there. We underwrite against approved plans, the budget and completed value.
Do you lend in Costa Mesa?
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Costa Mesa, rather than routing them through an out-of-state call center.
How do construction draws work?
The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.
More in Costa Mesa
Construction Loans Elsewhere in Orange County
Have a Build in Costa Mesa?
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Get Started → or call (818) 937-9987Serving Costa Mesa and Orange County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.