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Hawthorne, CA · Construction Financing

Construction Loans in Hawthorne
Ground-Up, ADUs and Rebuilds.

Private construction financing for Hawthorne builders and investors, with draws tied to completed work and inspection milestones.

✓ Ground-up & rebuilds
✓ ADUs & additions
✓ Staged draws
✓ $50K–$5M+
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Construction Loans in Hawthorne

What to Know About Hawthorne

Hawthorne, in the South Bay, has a dense mix of small single-family homes, duplexes and apartment buildings, much of it built in the mid-twentieth century. The city is home to a major aerospace employer and sits close to the stadium district in neighboring Inglewood.

Construction in Hawthorne leans toward densifying existing lots: ADUs, adding units to small multifamily properties and rebuilding older homes. Lot sizes are modest, so plans and setbacks matter. We underwrite against approved plans and a realistic budget and fund draws as work is inspected.

How It Works

Construction Loan Terms

Staged Draws
Funds are released as work is completed and inspected, so the loan follows the build instead of a generic schedule.
Plans and Budget First
We underwrite against your approved plans, a realistic budget and the completed value of the project.
Spec or Custom
Spec homes, custom builds, tear-down rebuilds, additions and ADUs.
$50K–$5M+
Loan Amounts
Staged Draws
Tied to Inspections
Plans + Budget
Underwritten Together

Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.

Where We Lend

Hawthorne Neighborhoods

We lend throughout Hawthorne and the rest of Los Angeles County, including these areas.

Holly ParkHollyglenneighborhoods near Hawthorne Municipal Airportalong Hawthorne Boulevard

Straight Answers

Construction Loans in Hawthorne: Questions

Can I add units to my Hawthorne property?

If zoning and your approved plans allow it, yes. We underwrite against the plans, budget and completed value.

Do you lend in Hawthorne?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Hawthorne, rather than routing them through an out-of-state call center.

How do construction draws work?

The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.

Have a Build in Hawthorne?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Hawthorne and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.