Construction Loans in Long Beach
Ground-Up, ADUs and Rebuilds.
Private construction financing for Long Beach builders and investors, with draws tied to completed work and inspection milestones.
By submitting you agree to be contacted by phone, text, or email about your inquiry. Consent is not a condition of obtaining a loan. See our Privacy Policy.
Construction Loans in Long Beach
What to Know About Long Beach
Much of Long Beach was built before 1950. Craftsman and Spanish-style homes fill Bixby Knolls, California Heights and Wrigley, while neighborhoods closer to Downtown and the water have a large share of duplexes, triplexes and courtyard buildings.
New construction in Long Beach is mostly infill: tear-down and rebuild, additions and accessory dwelling units on existing lots. Parts of the city are designated historic districts, including California Heights, where exterior changes go through additional review, and properties near the shore can fall inside the coastal zone. We underwrite to the approved plans and budget and fund draws as work is inspected.
How It Works
Construction Loan Terms
Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.
Where We Lend
Long Beach Neighborhoods
We lend throughout Long Beach and the rest of Los Angeles County, including these areas.
Straight Answers
Construction Loans in Long Beach: Questions
I want to build an ADU in California Heights. Is that a problem?
No, but it’s a historic district, so exterior design goes through additional review, which can add time. We underwrite to the approved plans and build that timeline into the draws.
Do you lend in Long Beach?
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Long Beach, rather than routing them through an out-of-state call center.
How do construction draws work?
The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.
More in Long Beach
Construction Loans Elsewhere in Los Angeles County
Have a Build in Long Beach?
Tell us about it and we’ll give you a straight answer.
Get Started → or call (818) 937-9987Serving Long Beach and Los Angeles County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.