Construction Loans in Torrance
Ground-Up, ADUs and Rebuilds.
Private construction financing for Torrance builders and investors, with draws tied to completed work and inspection milestones.
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Construction Loans in Torrance
What to Know About Torrance
Torrance was laid out as a planned industrial city in the early 1910s, and Old Torrance still reflects that original plan. Most of the city, though, filled in during the post-war boom of the 1950s and 1960s, with single-story tract homes in North Torrance, Southwood and Walteria and hillside homes in the Hollywood Riviera.
With so few vacant lots, construction in Torrance is mostly rebuilding: tearing down a 1950s house to build new, adding a second story, or building an ADU. Hillside lots in the Hollywood Riviera add slope and view considerations. We underwrite against approved plans, a realistic budget and the finished value, and fund in stages as the work is inspected.
How It Works
Construction Loan Terms
Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.
Where We Lend
Torrance Neighborhoods
We lend throughout Torrance and the rest of Los Angeles County, including these areas.
Straight Answers
Construction Loans in Torrance: Questions
Do you finance a tear-down and rebuild in Torrance?
Yes. With few vacant lots, rebuilding is the main form of new construction in Torrance. We underwrite to the approved plans, budget and completed value, and fund in stages.
Do you lend in Torrance?
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Torrance, rather than routing them through an out-of-state call center.
How do construction draws work?
The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.
More in Torrance
Construction Loans Elsewhere in Los Angeles County
Have a Build in Torrance?
Tell us about it and we’ll give you a straight answer.
Get Started → or call (818) 937-9987Serving Torrance and Los Angeles County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.