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Huntington Beach, CA · Land Financing

Land Loans in Huntington Beach
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Huntington Beach, sized against the appraised value of the parcel.

✓ Raw & entitled land

✓ Purchase or refinance

✓ Up to 50% LTV

✓ $50K–$5M+

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Land Loans in Huntington Beach

What to Know About Huntington Beach

Huntington Beach grew rapidly in the 1960s and 1970s, so much of the city is tract housing from that era. It also has a long oil-field history, waterfront neighborhoods in Huntington Harbour and Sunset Beach, and a coastal zone along the shoreline.

Land in Huntington Beach is scarce, and some parcels carry oil-field history, including abandoned wells that may need testing or re-abandonment before anything is built. That affects value, and the appraisal accounts for it. We lend up to 50% of appraised value, purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value

The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.

50% LTV Maximum

We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.

Raw or Entitled

Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.

Up to 50%

Of Appraised Value

$50K–$5M+

Loan Amounts

Appraisal

Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Huntington Beach Neighborhoods

We lend throughout Huntington Beach and the rest of Orange County, including these areas.

Huntington HarbourDowntownSeacliffSoutheast Huntington BeachSunset BeachCentral Park area

Straight Answers

Land Loans in Huntington Beach: Questions

Does oil-field history affect a Huntington Beach land loan?

It can affect value, and the appraisal accounts for it. We lend up to 50% of appraised value.

Do you lend in Huntington Beach?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Huntington Beach, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

Land Loans Elsewhere in Orange County

Irvine Anaheim Yorba Linda Mission Viejo Lake Forest Costa Mesa Newport Beach Fullerton Garden Grove

Have a Parcel in Huntington Beach?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Huntington Beach and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.

Land Loans in Huntington BeachRaw and Entitled Land Financing.