Call Now
Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Lake Forest, CA · Land Financing

Land Loans in Lake Forest
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Lake Forest, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
Submit Your Deal
No obligation. We respond within 24 hours.

By submitting you agree to be contacted by phone, text, or email about your inquiry. Consent is not a condition of obtaining a loan. See our Privacy Policy.

Land Loans in Lake Forest

What to Know About Lake Forest

Lake Forest was known as El Toro until the city incorporated in 1991. It combines older neighborhoods from the El Toro era with newer master-planned areas like Foothill Ranch, Portola Hills and Baker Ranch.

Lake Forest has little raw land left, and what exists is mostly near the foothills and open space, where access and fire-zone rules matter. We lend up to 50% of appraised value on purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Lake Forest Neighborhoods

We lend throughout Lake Forest and the rest of Orange County, including these areas.

Portola HillsFoothill RanchBaker RanchSerrano Highlandsthe original El Toro neighborhoods

Straight Answers

Land Loans in Lake Forest: Questions

Do you lend on foothill parcels near Lake Forest?

Yes, up to 50% of appraised value. Access and fire-zone rules affect value.

Do you lend in Lake Forest?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Lake Forest, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Lake Forest

Cash-Out Second Mortgages in Lake ForestConstruction Loans in Lake ForestFix and Flip Loans in Lake Forest

Land Loans Elsewhere in Orange County

IrvineAnaheimHuntington BeachYorba LindaMission ViejoCosta MesaNewport BeachFullertonGarden Grove

Have a Parcel in Lake Forest?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Lake Forest and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.