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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Costa Mesa, CA · Land Financing

Land Loans in Costa Mesa
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Costa Mesa, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Costa Mesa

What to Know About Costa Mesa

Costa Mesa sits just inland from Newport Beach. The Eastside is known for older homes on smaller lots that are steadily being rebuilt, Mesa Verde has mid-century homes around a golf course, and the Westside mixes residential and light industrial.

Vacant land in Costa Mesa is mostly small infill lots and lots left after demolition, and value depends on what zoning allows. We lend up to 50% of appraised value, purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Costa Mesa Neighborhoods

We lend throughout Costa Mesa and the rest of Orange County, including these areas.

Eastside Costa MesaWestsideMesa VerdeCollege ParkMesa del Mar

Straight Answers

Land Loans in Costa Mesa: Questions

Do you lend on Costa Mesa lots after demolition?

Yes, up to 50% of appraised value, purchase or refinance.

Do you lend in Costa Mesa?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Costa Mesa, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Costa Mesa

Cash-Out Second Mortgages in Costa MesaConstruction Loans in Costa MesaFix and Flip Loans in Costa Mesa

Land Loans Elsewhere in Orange County

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Have a Parcel in Costa Mesa?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Costa Mesa and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.