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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Irvine, CA · Land Financing

Land Loans in Irvine
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Irvine, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Irvine

What to Know About Irvine

Irvine is almost entirely master-planned, built village by village from the 1970s onward. Nearly every neighborhood sits under at least one homeowners association, and many of the newer villages are inside Mello-Roos districts.

Irvine has very little raw land in private hands, since the remaining open land is largely controlled by master developers or preserved. Most land borrowers we talk to in Irvine are buying elsewhere in Orange County. We lend up to 50% of appraised value on land, purchase or refinance, wherever the parcel is in California.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Irvine Neighborhoods

We lend throughout Irvine and the rest of Orange County, including these areas.

WoodbridgeTurtle RockNorthwoodUniversity ParkWestparkQuail HillPortola SpringsGreat Park Neighborhoods

Straight Answers

Land Loans in Irvine: Questions

Can I get a land loan in Irvine?

There’s very little raw land in private hands. If you’re buying land elsewhere in Orange County or California, we lend up to 50% of appraised value.

Do you lend in Irvine?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Irvine, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Irvine

Cash-Out Second Mortgages in IrvineConstruction Loans in IrvineFix and Flip Loans in Irvine

Land Loans Elsewhere in Orange County

AnaheimHuntington BeachYorba LindaMission ViejoLake ForestCosta MesaNewport BeachFullertonGarden Grove

Have a Parcel in Irvine?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Irvine and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.