Construction Loans in Huntington Beach
Ground-Up, ADUs and Rebuilds.
Private construction financing for Huntington Beach builders and investors, with draws tied to completed work and inspection milestones.
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Construction Loans in Huntington Beach
What to Know About Huntington Beach
Huntington Beach grew rapidly in the 1960s and 1970s, so much of the city is tract housing from that era. It also has a long oil-field history, waterfront neighborhoods in Huntington Harbour and Sunset Beach, and a coastal zone along the shoreline.
Building in Huntington Beach often runs into two local factors. Properties near the shore can fall inside the coastal zone, which adds a coastal development permit, and some parcels sit on or near old oil wells that have to be located and checked before construction. We build those steps into the loan structure and draw schedule.
How It Works
Construction Loan Terms
Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.
Where We Lend
Huntington Beach Neighborhoods
We lend throughout Huntington Beach and the rest of Orange County, including these areas.
Straight Answers
Construction Loans in Huntington Beach: Questions
What if there’s an old oil well on my Huntington Beach lot?
It has to be located and checked, and sometimes re-abandoned, before construction. That adds time and cost, and we build it into the plan.
Do you lend in Huntington Beach?
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Huntington Beach, rather than routing them through an out-of-state call center.
How do construction draws work?
The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.
More in Huntington Beach
Construction Loans Elsewhere in Orange County
Have a Build in Huntington Beach?
Tell us about it and we’ll give you a straight answer.
Get Started → or call (818) 937-9987Serving Huntington Beach and Orange County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.