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Mission Viejo, CA · Land Financing

Land Loans in Mission Viejo
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Mission Viejo, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Mission Viejo

What to Know About Mission Viejo

Mission Viejo was developed as a master-planned community from the late 1960s through the 1980s, centered on Lake Mission Viejo, a private lake for residents. Much of the city is under homeowners associations.

Raw land in Mission Viejo is almost nonexistent, since the city is fully built out. Land borrowers here are usually buying elsewhere in south Orange County or beyond. We lend up to 50% of appraised value on land anywhere in California, purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Mission Viejo Neighborhoods

We lend throughout Mission Viejo and the rest of Orange County, including these areas.

neighborhoods around Lake Mission ViejoPinecrestCasta del SolAegean HillsPalmia

Straight Answers

Land Loans in Mission Viejo: Questions

Is there land to buy in Mission Viejo?

Almost none; the city is built out. We lend on land elsewhere in California at up to 50% of appraised value.

Do you lend in Mission Viejo?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Mission Viejo, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

Have a Parcel in Mission Viejo?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Mission Viejo and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.