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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Newport Beach, CA · Land Financing

Land Loans in Newport Beach
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Newport Beach, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Newport Beach

What to Know About Newport Beach

Newport Beach has some of the highest property values in Southern California, from the islands and the Balboa Peninsula to Corona del Mar and the bluffs. Much of the city sits in the coastal zone, and some waterfront areas are in flood zones.

Vacant land in Newport Beach is extremely scarce, and most lots trade as tear-downs. Coastal and flood-zone rules affect what can be built, and the appraisal accounts for that. We lend up to 50% of appraised value, purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Newport Beach Neighborhoods

We lend throughout Newport Beach and the rest of Orange County, including these areas.

Corona del MarBalboa PeninsulaBalboa IslandLido IsleNewport HeightsEastbluff

Straight Answers

Land Loans in Newport Beach: Questions

Do you lend on Newport Beach tear-down lots?

Yes, up to 50% of appraised value. Coastal and flood-zone rules affect what can be built and the appraisal.

Do you lend in Newport Beach?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Newport Beach, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Newport Beach

Cash-Out Second Mortgages in Newport BeachConstruction Loans in Newport BeachFix and Flip Loans in Newport Beach

Land Loans Elsewhere in Orange County

IrvineAnaheimHuntington BeachYorba LindaMission ViejoLake ForestCosta MesaFullertonGarden Grove

Have a Parcel in Newport Beach?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Newport Beach and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.