Tap the equity in your Fullerton primary residence or investment property for a business or investment purpose, without refinancing your existing first mortgage, subject to our underwriting.
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Cash-Out Second Mortgages in Fullerton
Fullerton, home to Cal State Fullerton, has a historic downtown, older homes from the early and mid-twentieth century in neighborhoods like Golden Hill, and hillside homes in the north end of the city.
Fullerton owners in older homes and hillside neighborhoods often have real equity, and many have student and investment rentals near the university. A private second accesses equity for a business purpose on a primary residence, or from a rental, without a refinance.
How It Works
Rates, points and fees depend on the property and the deal and are disclosed in writing before you commit.
Where We Lend
We lend throughout Fullerton and the rest of Orange County, including these areas.
Straight Answers
Yes. A second mortgage leaves your first loan in place and works on student rentals as well as other investment property.
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Fullerton, rather than routing them through an out-of-state call center.
Yes, when the loan is for a business or investment purpose. That’s what sets us apart from many private lenders who won’t lend on an owner-occupied home. A signed business-purpose statement is required at closing, and the proceeds can’t be used for personal or household expenses.
More in Fullerton
Tell us about it and we’ll give you a straight answer.
Get Started → or call (818) 937-9987Serving Fullerton and Orange County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.