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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Del Mar, CA · Business-Purpose Lending

Cash-Out Second Mortgages in Del Mar
Keep Your First Loan in Place.

Tap the equity in your Del Mar primary residence or investment property for a business or investment purpose, without refinancing your existing first mortgage, subject to our underwriting.

✓ Keep your 1st mortgage
✓ Primary or investment property
✓ Equity-based approval
✓ $50K–$5M+
✓ Self-employed or turned down by a bank? We look at the equity first.
Check Your Eligibility
No obligation. We respond within 24 hours.

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Cash-Out Second Mortgages in Del Mar

What to Know About Del Mar

Del Mar is one of the smallest cities in the county, a beach town known for the fairgrounds and racetrack along the San Dieguito River. Homes range from beach cottages in the low-lying Beach Colony to hillside houses with ocean views above the village, and the train tracks run along the bluffs.

Del Mar owners frequently hold large equity positions on high-value homes and a first loan worth keeping. A private second accesses that equity for a business purpose, either on a primary residence or a rental. For a rental, we want to understand how the property is actually leased.

How It Works

Cash-Out 2nd Mortgage Terms

Your Primary Residence
Borrow against the home you live in when the money goes to a business or investment use. A signed business-purpose statement is part of closing.
Investment Property
Pull equity from a rental or other investment property and leave the first loan alone.
Keep Your First Mortgage
No need to give up a low-rate first loan just to access the equity behind it.
$50K–$5M+
Loan Amounts
2nd Position
Behind Your Existing 1st
Business Purpose
Primary or Investment Property

Rates, points and fees depend on the property and the deal and are disclosed in writing before you commit.

Where We Lend

Del Mar Neighborhoods

We lend throughout Del Mar and the rest of San Diego County, including these areas.

Beach ColonyOlde Del Marthe village along Camino del Marthe North Beach areahillside neighborhoods above the village

Straight Answers

Cash-Out Second Mortgages in Del Mar: Questions

Can I tap equity in my Del Mar home and keep my current mortgage?

Yes. A second mortgage sits behind your first, for a business purpose on a primary residence or on investment property.

Do you lend in Del Mar?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Del Mar, rather than routing them through an out-of-state call center.

Can I borrow against my primary residence?

Yes, when the loan is for a business or investment purpose. That’s what sets us apart from many private lenders who won’t lend on an owner-occupied home. A signed business-purpose statement is required at closing, and the proceeds can’t be used for personal or household expenses.

More in Del Mar

Construction Loans in Del MarFix and Flip Loans in Del MarLand Loans in Del Mar

Cash-Out Second Mortgages Elsewhere in San Diego County

Chula VistaOceansideEscondidoCarlsbadSan MarcosEl CajonVistaSanteeLa MesaPowaySan DiegoNational CityEncinitasImperial BeachLemon GroveCoronadoSolana Beach

Have Equity in Your Del Mar Property?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Del Mar and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.