Cash-Out Second Mortgages in Oceanside
Keep Your First Loan in Place.
Tap the equity in your Oceanside primary residence or investment property for a business or investment purpose, without refinancing your existing first mortgage, subject to our underwriting.
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Cash-Out Second Mortgages in Oceanside
What to Know About Oceanside
Oceanside sits next to Marine Corps Base Camp Pendleton, with beach neighborhoods like South Oceanside near the coast, older homes around downtown and the harbor, and larger lots inland. A significant share of residents are military households.
Oceanside owners, including many who bought while stationed nearby and now rent their homes out, often have equity worth tapping. A private second accesses it for a business purpose on a primary residence, or from a rental, while the first mortgage stays in place.
How It Works
Cash-Out 2nd Mortgage Terms
Rates, points and fees depend on the property and the deal and are disclosed in writing before you commit.
Where We Lend
Oceanside Neighborhoods
We lend throughout Oceanside and the rest of San Diego County, including these areas.
Straight Answers
Cash-Out Second Mortgages in Oceanside: Questions
I rent out my Oceanside home after a PCS move. Can I use its equity?
Yes. A second mortgage on investment property sits behind your existing first loan. Tell us what kind of first mortgage you have, since that’s part of our review.
Do you lend in Oceanside?
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Oceanside, rather than routing them through an out-of-state call center.
Can I borrow against my primary residence?
Yes, when the loan is for a business or investment purpose. That’s what sets us apart from many private lenders who won’t lend on an owner-occupied home. A signed business-purpose statement is required at closing, and the proceeds can’t be used for personal or household expenses.
More in Oceanside
Cash-Out Second Mortgages Elsewhere in San Diego County
Have Equity in Your Oceanside Property?
Tell us about it and we’ll give you a straight answer.
Get Started → or call (818) 937-9987Serving Oceanside and San Diego County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.