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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Escondido, CA · Business-Purpose Lending

Cash-Out Second Mortgages in Escondido
Keep Your First Loan in Place.

Tap the equity in your Escondido primary residence or investment property for a business or investment purpose, without refinancing your existing first mortgage, subject to our underwriting.

✓ Keep your 1st mortgage
✓ Primary or investment property
✓ Equity-based approval
✓ $50K–$5M+
✓ Self-employed or turned down by a bank? We look at the equity first.
Check Your Eligibility
No obligation. We respond within 24 hours.

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Cash-Out Second Mortgages in Escondido

What to Know About Escondido

Escondido combines a historic core, including the Old Escondido historic district, with suburban neighborhoods and rural and agricultural land on its edges, including avocado and citrus groves.

Escondido owners, from the historic district to larger rural parcels, often have equity and a first mortgage they want to keep. A private second accesses that equity for a business purpose on a primary residence, or from investment property, without a refinance.

How It Works

Cash-Out 2nd Mortgage Terms

Your Primary Residence
Borrow against the home you live in when the money goes to a business or investment use. A signed business-purpose statement is part of closing.
Investment Property
Pull equity from a rental or other investment property and leave the first loan alone.
Keep Your First Mortgage
No need to give up a low-rate first loan just to access the equity behind it.
$50K–$5M+
Loan Amounts
2nd Position
Behind Your Existing 1st
Business Purpose
Primary or Investment Property

Rates, points and fees depend on the property and the deal and are disclosed in writing before you commit.

Where We Lend

Escondido Neighborhoods

We lend throughout Escondido and the rest of San Diego County, including these areas.

Old EscondidoFelicitaEast EscondidoHidden Meadows areaneighborhoods near Kit Carson Park

Straight Answers

Cash-Out Second Mortgages in Escondido: Questions

Can I borrow against a rural Escondido property with groves?

Yes. We look at the full property and its equity, and your first loan stays in place.

Do you lend in Escondido?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Escondido, rather than routing them through an out-of-state call center.

Can I borrow against my primary residence?

Yes, when the loan is for a business or investment purpose. That’s what sets us apart from many private lenders who won’t lend on an owner-occupied home. A signed business-purpose statement is required at closing, and the proceeds can’t be used for personal or household expenses.

More in Escondido

Construction Loans in EscondidoFix and Flip Loans in EscondidoLand Loans in Escondido

Cash-Out Second Mortgages Elsewhere in San Diego County

Chula VistaOceansideCarlsbadSan MarcosEl CajonVistaSanteeLa MesaPowaySan DiegoNational CityEncinitasImperial BeachLemon GroveCoronadoSolana BeachDel Mar

Have Equity in Your Escondido Property?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Escondido and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.