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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Solana Beach, CA · Business-Purpose Lending

Cash-Out Second Mortgages in Solana Beach
Keep Your First Loan in Place.

Tap the equity in your Solana Beach primary residence or investment property for a business or investment purpose, without refinancing your existing first mortgage, subject to our underwriting.

✓ Keep your 1st mortgage
✓ Primary or investment property
✓ Equity-based approval
✓ $50K–$5M+
✓ Self-employed or turned down by a bank? We look at the equity first.
Check Your Eligibility
No obligation. We respond within 24 hours.

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Cash-Out Second Mortgages in Solana Beach

What to Know About Solana Beach

Solana Beach is a small coastal city between Del Mar and Encinitas, with homes on ocean bluffs, the Cedros Design District near the train station, and larger lots inland around Lomas Santa Fe. Eden Gardens is one of the city’s oldest neighborhoods.

Solana Beach owners often have strong equity, whether in a bluff-top house or an inland home in Lomas Santa Fe. A private second puts it to work for a business purpose on a primary residence or investment property. You keep your first mortgage.

How It Works

Cash-Out 2nd Mortgage Terms

Your Primary Residence
Borrow against the home you live in when the money goes to a business or investment use. A signed business-purpose statement is part of closing.
Investment Property
Pull equity from a rental or other investment property and leave the first loan alone.
Keep Your First Mortgage
No need to give up a low-rate first loan just to access the equity behind it.
$50K–$5M+
Loan Amounts
2nd Position
Behind Your Existing 1st
Business Purpose
Primary or Investment Property

Rates, points and fees depend on the property and the deal and are disclosed in writing before you commit.

Where We Lend

Solana Beach Neighborhoods

We lend throughout Solana Beach and the rest of San Diego County, including these areas.

Lomas Santa FeEden GardensCedros Design Districtthe bluff-top neighborhoods along the coastNorth Solana Beach

Straight Answers

Cash-Out Second Mortgages in Solana Beach: Questions

Can I borrow against my Lomas Santa Fe home for an investment?

Yes. A business-purpose second mortgage keeps your existing first loan in place.

Do you lend in Solana Beach?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Solana Beach, rather than routing them through an out-of-state call center.

Can I borrow against my primary residence?

Yes, when the loan is for a business or investment purpose. That’s what sets us apart from many private lenders who won’t lend on an owner-occupied home. A signed business-purpose statement is required at closing, and the proceeds can’t be used for personal or household expenses.

More in Solana Beach

Construction Loans in Solana BeachFix and Flip Loans in Solana BeachLand Loans in Solana Beach

Cash-Out Second Mortgages Elsewhere in San Diego County

Chula VistaOceansideEscondidoCarlsbadSan MarcosEl CajonVistaSanteeLa MesaPowaySan DiegoNational CityEncinitasImperial BeachLemon GroveCoronadoDel Mar

Have Equity in Your Solana Beach Property?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Solana Beach and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.