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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Long Beach, CA · Land Financing

Land Loans in Long Beach
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Long Beach, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Long Beach

What to Know About Long Beach

Much of Long Beach was built before 1950. Craftsman and Spanish-style homes fill Bixby Knolls, California Heights and Wrigley, while neighborhoods closer to Downtown and the water have a large share of duplexes, triplexes and courtyard buildings.

True vacant land is scarce in Long Beach. Most land deals here are infill lots, parcels between existing buildings or sites at the edges of industrial areas, and the value depends heavily on zoning and what can legally be built. We lend up to 50% of the appraised value, based on the appraisal, whether you’re buying the lot or refinancing one you own.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Long Beach Neighborhoods

We lend throughout Long Beach and the rest of Los Angeles County, including these areas.

Belmont ShoreBixby KnollsCalifornia HeightsLos AltosNorth Long BeachWrigleyAlamitos Beach

Straight Answers

Land Loans in Long Beach: Questions

Can I get a land loan on a Long Beach infill lot?

Yes. We lend up to 50% of the lot’s appraised value, purchase or refinance. Zoning and what can be built on the lot are the biggest drivers of that value.

Do you lend in Long Beach?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Long Beach, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Long Beach

Cash-Out Second Mortgages in Long BeachConstruction Loans in Long BeachFix and Flip Loans in Long Beach

Land Loans Elsewhere in Los Angeles County

Santa ClaritaGlendaleTorranceBurbankPasadenaWest CovinaDowneyHawthorneCarson

Have a Parcel in Long Beach?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Long Beach and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.