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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Solana Beach, CA · Land Financing

Land Loans in Solana Beach
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Solana Beach, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Solana Beach

What to Know About Solana Beach

Solana Beach is a small coastal city between Del Mar and Encinitas, with homes on ocean bluffs, the Cedros Design District near the train station, and larger lots inland around Lomas Santa Fe. Eden Gardens is one of the city’s oldest neighborhoods.

Land in Solana Beach is limited to the occasional infill lot or tear-down. On the coast, bluff stability and coastal-zone limits do a lot to set value. We lend up to 50% of appraised value on purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Solana Beach Neighborhoods

We lend throughout Solana Beach and the rest of San Diego County, including these areas.

Lomas Santa FeEden GardensCedros Design Districtthe bluff-top neighborhoods along the coastNorth Solana Beach

Straight Answers

Land Loans in Solana Beach: Questions

Do you lend on Solana Beach infill lots?

Yes, up to 50% of appraised value, purchase or refinance.

Do you lend in Solana Beach?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Solana Beach, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Solana Beach

Cash-Out Second Mortgages in Solana BeachConstruction Loans in Solana BeachFix and Flip Loans in Solana Beach

Land Loans Elsewhere in San Diego County

Chula VistaOceansideEscondidoCarlsbadSan MarcosEl CajonVistaSanteeLa MesaPowaySan DiegoNational CityEncinitasImperial BeachLemon GroveCoronadoDel Mar

Have a Parcel in Solana Beach?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Solana Beach and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.