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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Torrance, CA · Land Financing

Land Loans in Torrance
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Torrance, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Torrance

What to Know About Torrance

Torrance was laid out as a planned industrial city in the early 1910s, and Old Torrance still reflects that original plan. Most of the city, though, filled in during the post-war boom of the 1950s and 1960s, with single-story tract homes in North Torrance, Southwood and Walteria and hillside homes in the Hollywood Riviera.

Raw land is rare in Torrance, so most land loans here involve a buildable lot left after a demolition, a small infill parcel or a lot split. Value comes down to zoning and what can be built. We lend up to 50% of appraised value, purchase or refinance, and the appraisal sets the number.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Torrance Neighborhoods

We lend throughout Torrance and the rest of Los Angeles County, including these areas.

Old TorranceWalteriaHollywood RivieraSeasideNorth TorranceSouthwood

Straight Answers

Land Loans in Torrance: Questions

Is there land to buy in Torrance?

Very little raw land. Most land loans here are on lots left after a demolition or created by a split. We lend up to 50% of appraised value.

Do you lend in Torrance?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Torrance, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Torrance

Cash-Out Second Mortgages in TorranceConstruction Loans in TorranceFix and Flip Loans in Torrance

Land Loans Elsewhere in Los Angeles County

Santa ClaritaLong BeachGlendaleBurbankPasadenaWest CovinaDowneyHawthorneCarson

Have a Parcel in Torrance?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Torrance and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.