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Pasadena, CA · Construction Financing

Construction Loans in Pasadena
Ground-Up, ADUs and Rebuilds.

Private construction financing for Pasadena builders and investors, with draws tied to completed work and inspection milestones.

✓ Ground-up & rebuilds
✓ ADUs & additions
✓ Staged draws
✓ $50K–$5M+
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Construction Loans in Pasadena

What to Know About Pasadena

Pasadena has one of the strongest concentrations of historic housing in Southern California, including Bungalow Heaven’s Craftsman bungalows, larger homes in Madison Heights and along the Arroyo, and hillside properties in Linda Vista. Several neighborhoods are designated landmark or historic districts.

Building in Pasadena often means design review. Exterior work in landmark and historic districts goes through additional approvals, and hillside lots in Linda Vista and along the Arroyo have their own grading and slope requirements. Those steps add time, and we build that into the loan structure and draw schedule.

How It Works

Construction Loan Terms

Staged Draws
Funds are released as work is completed and inspected, so the loan follows the build instead of a generic schedule.
Plans and Budget First
We underwrite against your approved plans, a realistic budget and the completed value of the project.
Spec or Custom
Spec homes, custom builds, tear-down rebuilds, additions and ADUs.
$50K–$5M+
Loan Amounts
Staged Draws
Tied to Inspections
Plans + Budget
Underwritten Together

Rates, leverage, points and fees depend on the project and are disclosed in writing before you commit.

Where We Lend

Pasadena Neighborhoods

We lend throughout Pasadena and the rest of Los Angeles County, including these areas.

Bungalow HeavenLinda VistaMadison HeightsHastings RanchLower ArroyoHistoric Highlands

Straight Answers

Construction Loans in Pasadena: Questions

Will design review slow my Pasadena project?

It can. Exterior work in landmark and historic districts goes through additional approvals. We build that time into the loan structure rather than rushing the draw schedule.

Do you lend in Pasadena?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Pasadena, rather than routing them through an out-of-state call center.

How do construction draws work?

The loan is released in stages. As each phase of work is completed, it’s inspected, and the next draw is funded. That keeps the money matched to progress on the job.

Have a Build in Pasadena?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Pasadena and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.