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Pasadena, CA · Land Financing

Land Loans in Pasadena
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Pasadena, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Pasadena

What to Know About Pasadena

Pasadena has one of the strongest concentrations of historic housing in Southern California, including Bungalow Heaven’s Craftsman bungalows, larger homes in Madison Heights and along the Arroyo, and hillside properties in Linda Vista. Several neighborhoods are designated landmark or historic districts.

Land in Pasadena is mostly hillside, in areas like Linda Vista and the San Rafael Hills, where slope, access and grading drive value. We lend up to 50% of the appraised value of the parcel, purchase or refinance, and the appraisal sets the loan amount.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Pasadena Neighborhoods

We lend throughout Pasadena and the rest of Los Angeles County, including these areas.

Bungalow HeavenLinda VistaMadison HeightsHastings RanchLower ArroyoHistoric Highlands

Straight Answers

Land Loans in Pasadena: Questions

Do you lend on Linda Vista or San Rafael Hills lots?

Yes. We lend up to 50% of appraised value, and the appraisal will account for slope, access and grading.

Do you lend in Pasadena?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Los Angeles County deals directly, including Pasadena, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

Have a Parcel in Pasadena?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Pasadena and Los Angeles County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.