Cash-Out Second Mortgages in Huntington Beach
Keep Your First Loan in Place.
Tap the equity in your Huntington Beach primary residence or investment property for a business or investment purpose, without refinancing your existing first mortgage, subject to our underwriting.
By submitting you agree to be contacted by phone, text, or email about your inquiry. Consent is not a condition of obtaining a loan. See our Privacy Policy.
Cash-Out Second Mortgages in Huntington Beach
What to Know About Huntington Beach
Huntington Beach grew rapidly in the 1960s and 1970s, so much of the city is tract housing from that era. It also has a long oil-field history, waterfront neighborhoods in Huntington Harbour and Sunset Beach, and a coastal zone along the shoreline.
Huntington Beach owners often have strong equity in 1960s and 1970s tract homes or waterfront properties, with a first mortgage worth keeping. A private second lets you use that equity for a business purpose on a primary residence, or tap a rental, without a refinance.
How It Works
Cash-Out 2nd Mortgage Terms
Rates, points and fees depend on the property and the deal and are disclosed in writing before you commit.
Where We Lend
Huntington Beach Neighborhoods
We lend throughout Huntington Beach and the rest of Orange County, including these areas.
Straight Answers
Cash-Out Second Mortgages in Huntington Beach: Questions
Can I access equity in my Huntington Harbour home?
Yes. A second mortgage accesses that equity for a business purpose on a primary residence, or from investment property, without a refinance.
Do you lend in Huntington Beach?
Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Huntington Beach, rather than routing them through an out-of-state call center.
Can I borrow against my primary residence?
Yes, when the loan is for a business or investment purpose. That’s what sets us apart from many private lenders who won’t lend on an owner-occupied home. A signed business-purpose statement is required at closing, and the proceeds can’t be used for personal or household expenses.
More in Huntington Beach
Cash-Out Second Mortgages Elsewhere in Orange County
Have Equity in Your Huntington Beach Property?
Tell us about it and we’ll give you a straight answer.
Get Started → or call (818) 937-9987Serving Huntington Beach and Orange County, California
Michael Daniel Investments, Inc.
417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987
California Department of Real Estate DRE# 02037255 and NMLS# 233991.