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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
San Marcos, CA · Business-Purpose Lending

Cash-Out Second Mortgages in San Marcos
Keep Your First Loan in Place.

Tap the equity in your San Marcos primary residence or investment property for a business or investment purpose, without refinancing your existing first mortgage, subject to our underwriting.

✓ Keep your 1st mortgage
✓ Primary or investment property
✓ Equity-based approval
✓ $50K–$5M+
✓ Self-employed or turned down by a bank? We look at the equity first.
Check Your Eligibility
No obligation. We respond within 24 hours.

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Cash-Out Second Mortgages in San Marcos

What to Know About San Marcos

San Marcos, home to Cal State San Marcos, has grown quickly, with master-planned neighborhoods like San Elijo Hills, the lakeside community of Lake San Marcos and larger semi-rural lots in Twin Oaks Valley.

San Marcos owners in newer master-planned homes and student-area rentals often have equity worth putting to work. A private second accesses it for a business purpose on a primary residence, or from a rental, while the first loan stays in place.

How It Works

Cash-Out 2nd Mortgage Terms

Your Primary Residence
Borrow against the home you live in when the money goes to a business or investment use. A signed business-purpose statement is part of closing.
Investment Property
Pull equity from a rental or other investment property and leave the first loan alone.
Keep Your First Mortgage
No need to give up a low-rate first loan just to access the equity behind it.
$50K–$5M+
Loan Amounts
2nd Position
Behind Your Existing 1st
Business Purpose
Primary or Investment Property

Rates, points and fees depend on the property and the deal and are disclosed in writing before you commit.

Where We Lend

San Marcos Neighborhoods

We lend throughout San Marcos and the rest of San Diego County, including these areas.

San Elijo HillsLake San MarcosTwin Oaks ValleyDiscovery Hillsneighborhoods near Cal State San Marcos

Straight Answers

Cash-Out Second Mortgages in San Marcos: Questions

Can I pull equity from a rental near CSU San Marcos?

Yes. A second mortgage leaves your first loan in place.

Do you lend in San Marcos?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including San Marcos, rather than routing them through an out-of-state call center.

Can I borrow against my primary residence?

Yes, when the loan is for a business or investment purpose. That’s what sets us apart from many private lenders who won’t lend on an owner-occupied home. A signed business-purpose statement is required at closing, and the proceeds can’t be used for personal or household expenses.

More in San Marcos

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Cash-Out Second Mortgages Elsewhere in San Diego County

Chula VistaOceansideEscondidoCarlsbadEl CajonVistaSanteeLa MesaPowaySan DiegoNational CityEncinitasImperial BeachLemon GroveCoronadoSolana BeachDel Mar

Have Equity in Your San Marcos Property?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving San Marcos and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.