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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Escondido, CA · Land Financing

Land Loans in Escondido
Raw and Entitled Land Financing.

Financing for raw, unentitled and entitled land in and around Escondido, sized against the appraised value of the parcel.

✓ Raw & entitled land
✓ Purchase or refinance
✓ Up to 50% LTV
✓ $50K–$5M+
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Land Loans in Escondido

What to Know About Escondido

Escondido combines a historic core, including the Old Escondido historic district, with suburban neighborhoods and rural and agricultural land on its edges, including avocado and citrus groves.

Escondido has more rural and agricultural land than most of the county, and those parcels often come with wells, septic, groves or outbuildings that affect value. We lend up to 50% of appraised value on purchase or refinance.

How It Works

Land Loan Terms

Based on Appraised Value
The loan is sized against the land’s appraised value, not the purchase price. Without an appraisal, we can’t lend.
50% LTV Maximum
We lend up to 50% of appraised value, whether you’re buying the parcel or refinancing one you own.
Raw or Entitled
Vacant, unentitled and entitled parcels, where most conventional lenders won’t go.
Up to 50%
Of Appraised Value
$50K–$5M+
Loan Amounts
Appraisal
Required

Rates, points and fees depend on the parcel and the deal and are disclosed in writing before you commit.

Where We Lend

Escondido Neighborhoods

We lend throughout Escondido and the rest of San Diego County, including these areas.

Old EscondidoFelicitaEast EscondidoHidden Meadows areaneighborhoods near Kit Carson Park

Straight Answers

Land Loans in Escondido: Questions

Do you lend on agricultural land around Escondido?

Yes, up to 50% of appraised value. Wells, septic, groves and outbuildings all factor into the appraisal.

Do you lend in Escondido?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite San Diego County deals directly, including Escondido, rather than routing them through an out-of-state call center.

How much can I borrow against land?

Up to 50% of the appraised value, purchase or refinance. That’s a ceiling, and the appraisal sets the number, so we can’t move forward on a file without one.

More in Escondido

Cash-Out Second Mortgages in EscondidoConstruction Loans in EscondidoFix and Flip Loans in Escondido

Land Loans Elsewhere in San Diego County

Chula VistaOceansideCarlsbadSan MarcosEl CajonVistaSanteeLa MesaPowaySan DiegoNational CityEncinitasImperial BeachLemon GroveCoronadoSolana BeachDel Mar

Have a Parcel in Escondido?

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Serving Escondido and San Diego County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.