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Michael Daniel Investments MICHAEL DANIEL INVESTMENTS PRIVATE LENDING
Homeowners Investors We Buy Properties for Cash (818) 937-9987
Tustin, CA · Business-Purpose Lending

Cash-Out Second Mortgages in Tustin
Keep Your First Loan in Place.

Check Your Eligibility ↓
Call (818) 937-9987Get Started

Tap the equity in your Tustin primary residence or investment property for a business or investment purpose, without refinancing your existing first mortgage, subject to our underwriting.

✓ Keep your 1st mortgage
✓ Primary or investment property
✓ Equity-based approval
✓ $50K–$5M+
✓ Self-employed or turned down by a bank? We look at the equity first.
Check Your Eligibility
No obligation. A real person will follow up.

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Know Before You Call

Do You Qualify? What to Expect

Up to 65% Combined LTV
Your first mortgage plus the new 2nd can total up to 65% of the property’s appraised value in California.
$50K to $5M+
Loan amounts start at $50K.
Business or Investment Purpose Only
Proceeds go to a business or investment use, and you sign a business-purpose statement at closing.
Rates and Fees in Writing
You get the rate and fees in writing before you commit to anything.

Quick Self-Check

Is This the Right Loan for You?

This May Be a Fit If…
  • You own a home or investment property in California with real equity in it.
  • The money is going to a business, an investment property or a project.
  • You need $50K or more.
This Probably Isn’t a Fit If…
  • You need to borrow more than 65% of the property’s value, counting your first mortgage.
  • The money is for personal or household expenses.

Cash-Out Second Mortgages in Tustin

What to Know About Tustin

Tustin has three distinct parts: Old Town, with homes and storefronts dating back more than a century, the master-planned Tustin Ranch built mostly in the 1980s and 1990s, and Tustin Legacy, new development on the former Marine Corps Air Station where the giant blimp hangars still stand.

Equity in Tustin ranges from older Old Town homes to large Tustin Ranch houses with HOA dues and, in some cases, special taxes. A private second can draw on it for a business purpose on a primary residence, or from investment property, and the first mortgage stays put. We review any HOA and special-tax obligations as part of the file.

How It Works

Cash-Out 2nd Mortgage Terms

Your Primary Residence
Borrow against the home you live in when the money goes to a business or investment use. A signed business-purpose statement is part of closing.
Investment Property
Pull equity from a rental or other investment property and leave the first loan alone.
Keep Your First Mortgage
No need to give up a low-rate first loan just to access the equity behind it.
$50K–$5M+
Loan Amounts
2nd Position
Behind Your Existing 1st
Business Purpose
Primary or Investment Property

Rates, points and fees depend on the property and the deal and are disclosed in writing before you commit.

Where We Lend

Tustin Neighborhoods

We lend throughout Tustin and the rest of Orange County, including these areas.

Old Town TustinTustin RanchTustin LegacyTustin MeadowsColumbus Square

Straight Answers

Cash-Out Second Mortgages in Tustin: Questions

My Tustin Ranch home has HOA dues and a special tax. Can I still get a second?

Yes, those are normal here. We treat them as carrying costs and look at them alongside your equity, your first mortgage and how the loan will be repaid.

Do you lend in Tustin?

Yes. We’re a California-licensed direct lender headquartered in Glendale, and we underwrite Orange County deals directly, including Tustin, rather than handing them to an out-of-state call center.

Can I borrow against my primary residence?

Yes, when the loan is for a business or investment purpose. That’s what sets us apart from many private lenders who won’t lend on an owner-occupied home. A signed business-purpose statement is required at closing, and the proceeds can’t be used for personal or household expenses.

More in Tustin

Construction Loans in TustinFix and Flip Loans in TustinLand Loans in Tustin

Cash-Out Second Mortgages Elsewhere in Orange County

IrvineAnaheimHuntington BeachYorba LindaMission ViejoLake ForestCosta MesaNewport BeachFullertonGarden GroveSanta AnaOrangeWestminsterBuena ParkLaguna NiguelSan ClementeLa HabraFountain ValleyPlacentiaRancho Santa MargaritaAliso ViejoCypressBreaDana PointLaguna BeachSan Juan CapistranoLaguna HillsSeal BeachStanton

Have Equity in Your Tustin Property?

Tell us about it and we’ll give you a straight answer.

Get Started → or call (818) 937-9987

Serving Tustin and Orange County, California

Michael Daniel Investments, Inc.

417 Arden Ave, Suite 121A, Glendale, CA 91203 · (818) 937-9987

California Department of Real Estate DRE# 02037255 and NMLS# 233991.